We have crossed the halfway mark of 2026! Our portfolio delivered a solid 11.17% total return YTD. This performance landed exactly in line with the broader benchmark Straits Times Index (STI). To build long-term resilience in my portfolio, I executed a major portfolio restructuring as 1H 2026 came to a close. I scaled back my individual exposure to DBS and rotated capital into diversified index and sector vehicles, namely G3B STI ETF and CFA REIT ETF. My current portfolio exposures are as such:

• 20% in G3B STI ETF: Our broad market anchor, capturing corporate earnings from Singapore's top 30 blue-chip companies.
• 20% in CFA (NikkoAM-StraitsTrading Asia ex Japan REIT) and CLR (Lion-Phillip S-REIT) ETFs: Diversified exposure to REITs, with recent price underperformance providing attractive yields and valuations.
• 20% in individual SREITs
• 24% in SBanks
• 16% in non-REIT, non-financial constituents

Monthly Dividends in 2H 2026 My portfolio is also geared to generate monthly dividends for the rest of the year. My expected number of dividends in each month are as such:...