I came across a headline this week that 1 in 7 families in Singapore now earns at least $30,000 a month. But what really caught my eye was something else. Investment income is making up a bigger share of household income in Singapore. It rose from 9.6% of total household income in 2020 to 13.5% in 2025. This includes income such as dividends, as well as interest from savings and deposits. That got me thinking about my own portfolio too, as I have been trying to grow my interest income and dividend income steadily over time. I usually start with my liquidity pot within Beansprout’s four pots of wealth. The good news is that the best fixed deposit rates and best savings account interest rates have moved up in July. This comes as the 6 month Singapore T-bill yield bounced back to 1.5% in the latest auction. Beyond cash, the other area I...