If you buy SGX-listed securities through a digital broker and they do not show up in your CDP account, does that mean you do not really own them? Here’s what Singapore investors need to know about CDP vs broker custody accounts — and how to decide which setup works better for you. If you have ever bought shares through a low-cost broker and wondered, “Wait, why aren’t my shares showing in CDP?”, you are not alone. For many Singapore investors, CDP has always felt like the default. You buy SGX-listed securities, the securities appear in your CDP account, dividends come into your linked bank account, AGM notices arrive, and everything feels reassuringly direct. But in recent years, more investors — especially those using brokers with low or zero commissions — have started holding their securities through broker custody accounts instead. That has created a fair bit of confusion. Are the securities really mine? Is custody less safe? Will I still receive dividends?...