Personal Finance
The hidden cost of saving too much
By The Fifth Person  •  July 7, 2026
There’s a fine line between being smart with money and letting money (or the obsession of saving it quietly cost you everything else. A few years back, I was eating cheap zap fan (mixed rice) nearly every day to save as much as possible and invest. It was one of the cheapest meals I could find. I told myself it was practical, the money I invest could compound more for me in the future. But things always come with a catch, right? There were times when I spotted a strand of steel wool in my food and found what looked like a cooked cockroach in the rice. I just picked that up, put it aside, and kept eating anyway. Not because I didn’t notice. I noticed, but I just didn’t want to waste the money spent. It was only during a trip back to my hometown, standing on the scales with my parents remarking on...
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By The Fifth Person
The Fifth Person believes in spreading a message that financial literacy and sound investment knowledge can help people around the world achieve financial independence and lead better lives for themselves and their loved ones.
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