The Central Provident Fund Ordinary Account (CPF OA) remains one of Singapore’s most reliable savings vehicles.
Its 2.5% interest rate provides stability and certainty that few investments can match.
But for those who are willing to accept market volatility to target higher returns with quality dividend stocks, the first thing to do is filter for businesses with strong balance sheets, robust cash generation, and most importantly, sustainable payouts.
Currently we have these three businesses on our radar.
Why Cash Matters More Than Ever
Cash is the ultimate buffer for companies.
When times get tough, companies sitting on large cash reserves don’t need to panic.
Excess cash not only provides financial flexibility to preserve dividend payouts when economic conditions become challenging but also helps fund strategic acquisitions, share buybacks, and special dividends.
In short, it provides a crucial margin of safety for us investors.
Why Compare Dividend Stocks with CPF OA?
Opportunity cost....
