We’re Planning To Retire In Johor: Should We Replace Our $3M Singapore Home With A $1.5M Condo?

By Stacked Homes • July 8, 2026

Hi Stacked, My wife and I will be 70 years old next year, and we are evaluating our future housing plans. I’ve been retired for the past six years, while my wife is gradually winding down her career. She hopes to retire by 2028. Our goal is to simplify our lifestyle while unlocking some capital for retirement. Here’s what we currently own:

A leasehold terrace house in Limau Rise, where we live now. We’ve seen similar properties in this area recently transact for around $3 million.
A fully paid-up freehold bungalow in Johor Bahru that is currently worth about RM3 million (approximately, S$900,000 at time of writing).

We had planned to move into the JB house when the RTS is completed next year. This would actually shorten my wife’s commute to her workplace in Woodlands. At the same time, we’ve also bought a four-room resale HDB flat for our son. We intend to use the proceeds from selling our...

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