📢 Read this only if you are 55 & above! (I don’t want to trigger any acts of jealousy with my younger readers). The Endowment Effect is Wrecking Your Retirement (prove me wrong) Listen, saving is easy. Stopping the habit is the real battle. For decades, you have trained your brain to accumulate. ✅ You measure progress in amounts saved, not moments lived. ✅ You take comfort in watching numbers grow. Then one day, you’re expected to do the opposite: 😮 Spend. 😮 Withdraw. 😮 Deplete. 🫢 Consume. This feels unnatural. Almost wrong. Some people never adjust. They continue living like they’re one paycheck away from disaster. They retire only on paper. You can earn the money back. You cannot earn the knee back. You cannot un-age your grandchildren. You cannot go back to the year your son needed the house deposit and give it to him then. 𝗧𝗵𝗲 𝗽𝗲𝗼𝗽𝗹𝗲 𝘄𝗵𝗼 𝘁𝗿𝘂𝗹𝘆 𝗲𝗻𝗷𝗼𝘆 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗮𝗿𝗲𝗻’𝘁 𝘁𝗵𝗲 𝗼𝗻𝗲𝘀 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗺𝗼𝘀𝘁 𝗺𝗼𝗻𝗲𝘆....