More than 5 years ago, UOB Absolute hit the scene with the bold proclamation of having absolutely no exclusions. On top of that, the bank gave it 1.7% cashback which has so far been the highest rate yet for a cashback card with no spend cap or category requirements, even if it’s just a whisker above the 1.5% we typically see.
One or two nerfs later, does UOB Absolute hold up in 2026? Let’s revisit this card more than half a decade since its launch.
1.7% cashback on most transactions
UOB Absolute is as simple as it gets: you get 1.7% cashback on most transactions charged to the card as long as it is not a NETS transaction.
There is no minimum spend, no maximum cashback cap, and yes – no exclusions.
0.3% cashback on commonly excluded transactions
Instead of exclusions, UOB Absolute offers a 0.3% rate on things like charity, education fees, government bills and other commonly excluded transactions....