Personal Finance
What Singapore’s retirement age is, and how it applies to you
By Endowus Insights  •  July 16, 2026
  • Singapore's minimum retirement age rose from 63 to 64 on 1 July 2026, but only for employees born on or after 1 July 1963. Employees born earlier remain at 63.
  • Under the Retirement and Re-employment Act 1993 (RRA), the minimum retirement age is the earliest permissible age at which an employer may treat an employee's service as concluded. It is not a maximum age of employment, and reaching it does not itself terminate an eligible employee's job.
  • The re-employment age (currently 69) is the separate, higher age up to which an employer must offer continued employment to eligible employees, under a renewable contract.
  • The CPF withdrawal age (55), CPF payout eligibility age (65), and SRS "prescribed retirement age" (fixed at your first SRS contribution) are set independently of the employment retirement age and do not change when it does.
  • Singapore's retirement and re-employment ages are scheduled to rise further, to 65 and 70 respectively, by 2030.
What is Singapore’s retirement age in 2026? Under the Retirement and Re-employment Act (RRA), the minimum retirement age  ...
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By Endowus Insights
Headquartered in Singapore, Endowus is the first and only digital advisor for CPF, SRS, and cash savings, helping everyone invest holistically, conveniently, and with expert advice at the lowest cost possible.
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