Credit Card
Updated: OCBC Rewards Review (2026)
By Sethisfy  •  July 19, 2026
The OCBC Rewards Card has changed quite a bit since I first reviewed it more than six years ago. But rather than revisit its entire history, let’s focus on the question that matters: is it still worth using in 2026? With an excellent earn rate that can go up to 6 miles per dollar with no minimum spend, the short answer is yes… provided your spending fits a specific list of eligible merchants and transactions. OCBC Rewards High 6 miles per dollar on selected merchants 💳 Earn RateUp to 6 miles per dollarNo min spend 👍🏼 Best For 🛍️ 6 mpd Selected🛍️ 4 mpd💊 6 mpd Watsons 💲 Annual FeeS$196.20First 2 years waived 🎁 Welcome GiftS$400 cash or 25,000 milesother gift options availableEnds 2nd August Why Choose This
  • 6 miles per dollar on Watsons, Shopee, Lazada, TikTok Shop, and Taobao until 31st March 2027
  • 4 miles per dollar on selected shopping categories outside the boosted merchants
  • Meet spend requirement for OCBC 360’s bonus interest
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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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