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Do You Have Enough Money To Retire? The Myth of the 4% Safe Withdrawal Rate Rule.
By Investment Income for Life  •  July 23, 2026
Hi Folks, welcome back to Investment Income for Life. It has been a long week of chaos with Donald Trump continuing his bombing campaign against Iran and the retaliatory strikes from Iran which is now spreading to the Red Sea and the nearby Suez Canal. Oil price is soaring back to US$100 per barrel with the instability in the Middle East. It does not help that Donald Trump also started imposing hostile 100% import tariff again on Canada and planning to go after many countries. He is really like the Night King (Game of Thrones) seeking to eradicate the world of men and our entire history. Anyway, I digressed too much....let me get back to my intended topic which was inspired by a post on Financial Horse and a few other bloggers regarding drawing down one's wealth for retirement. This is where the famous 4% Safe Withdrawal Rule (SWR) is often mentioned. Don't hammer me but the hard truth is that many...
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By Investment Income for Life
I am an Accountant by training and is currently working in a global MNC in the Supply Chain industry. During my free time, I enjoy reading up on topics such as stock investing, insurance planning and property investment. Since 2012, I have started penning down my thoughts on certain financial matters while striving to achieve financial independence.
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