Happy National Day! If you've been on Singapore Facebook or YouTube in the last two weeks, you've probably seen him: Colin Lau, an extremely frugal 55-year-old who retired at 35 after losing his job, and has been living on about $150 a month ever since. His CNA Money Mind segment blew up with half a million views in 24 hours and is past 2 million now. My friends and I were discussing the obvious question many are asking after watching it: "Can we still do this today?" So I decided to check. I pulled up the cheapest HDB flat I could find on PropertyGuru right now, did the math, and compared it against what Colin actually did back in 2007. The short answer is: the playbook still works, but it's got significantly harder to execute 20 years later, in 2026. Let me show you why. The Original Playbook (In 4 Moves) Strip away the frugality tips (rainwater collection, freeganism, eating close to nothing) and Colin's actual wealt...