What happened? 

Singapore’s new SG Child Support Package has generated plenty of attention amongst my friends who are planning to have a child.  Under the package announced at the National Day Rally 2026, every Singapore Citizen child will receive up to around S$70,000 of direct financial support from birth to age 17. Many families will need this support for childcare, healthcare, education and daily expenses. Those needs should come first. But if any money remains after the child’s needs have been provided for, parents may consider investing the excess, as a child has time on their side. I saw a question asking how to maximise the SG Child Support Package to grow a nest for the child.  In this article, I look at how much of the support can actually be invested, how investing compares with topping up CPF, and the different ways to build a long term portfolio for...