Firstly, see how the FWD Invest First Max compares to other investment-linked policy plans in Singapore: Click on the image above to get it! My review of FWD Invest First Max Review I think the FWD Invest First Max is a long-term investment-focused ILP that suits people who are comfortable committing for many years and want bonus allocations to boost their policy value. The main appeal is the bonus structure. You get a Booster Bonus of up to 93% in the first 2 years, a Loyalty Bonus from the 3rd policy year onwards, and an Accumulation Bonus at selected policy years if you keep paying premiums, avoid withdrawals, and do not reduce your premiums. This can be attractive if you are disciplined and intend to stay invested for the full premium payment term. The longer you stay committed, the more useful these bonuses become. However, this is not a plan I would treat lightly....