At 1.5% cashback, HSBC Advance is a pretty straightforward card. Like many other cards in this category, it is unexciting but simple to use. There are no category nor minimum spend requirements, and you get a relatively low cashback in return for the simplicity.
Spend more than S$2,000 within a month, however, and the cashback rate gets a bit better at 2.5% cashback.
It’s definitely not the most rewarding credit card around, but that isn’t really the point of HSBC Advance. Instead, it is meant for those who want one card for most of their everyday spending without having to keep track of categories, merchant types or complicated bonus conditions.
|
Quick Info |
| Earn Rate |
1.5% or 2.5% cashback on eligible spend |
| Min. Spend |
1.5% cashback – no min spend
2.5% cashback – min spend of S$2,000.01 |
| Cap |
S$70 cashback per calendar month
(S$2,800 spend) |
| Tracking |
Calendar month
Posting date |
| Annual Fee |
S$196.20; first year waived |
| Apply |
Here |
HSBC Advance earns:...