The Chocolate Visa Debit Card is barely two years old, but it has already seen its fair share of buffs, nerfs, and nationwide furore. Thankfully, things have been relatively quiet over the past year or so, making this a good time to revisit the card and assess where it now stands. Bitter or sweet? Let’s find out. 1 Max Mile per dollar, S$5,000 balance required Chocolate Card earns a base 1 Max Mile per dollar on the first S$2,000 spent within a calendar month, and 0.4 miles per dollar on amounts after the first S$2,000. For bill payments (such as healthcare, insurance and other specified MCCs discussed later in this article), cardholders will earn miles only for the first S$300 of spend each month. In order to earn miles with the Chocolate Card, you will need to maintain at least S$5,000 in your Chocolate Finance account in the preceding month to qualify. This requirement kicks in from 1st...