Market Review and Trends
Painful Impact of Inflation…
By 1M65  •  September 27, 2026
Most people plan for retirement in today's dollars and forget inflation. A $1 million CPF balance at 65 may buy far less than you expect. In this live stream, I introduce the new Inflation & CPF Lifetime Wealth Projector. It shows your CPF (OA, SA/RA, MediSave), investments and total net worth year by year to age 65 and beyond. It shows both the headline number and what that number is worth after inflation. We'll cover: How inflation eats into long-term savings Projecting CPF growth with FRS, ERS and BHS rules built in Headline wealth vs real wealth (in today's dollars) Base, optimistic and stress-test scenarios What choices actually move your number at 65 This projector is part of the 1M65 AI Finance Course. In the course, I coach you step by step on using AI to build and run your own wealth projections. Bring your questions live. This is for education only. It is not financial advice. Projections are estimates based on assumptions, not guarantees. Consider your own situation or speak to a licensed adviser before making financial decisions. Hashtags #1M65 #CPF #Inflation #RetirementPlanning #CPFLife #FinancialIndependence #WealthBuilding #SingaporeFinance #AIFinance #PersonalFinanceSingapore #FRS #CPFMillionaire 1M65 Insight: A millionaire on paper is not a millionaire in real terms. Plan with numbers that already account for inflation....
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By 1M65
Loo founded the Non-Profit 1M65 Movement and was one of the few non-civil servants to receive the Public Sector Transformation Award in 2018 for his 1M65 efforts. Kate, Loo’s daughter, is a 19-year-old finance guru wannabe. If you’d like to hear more from Loo and Kate on Personal Finance, please join the 1M65 Telegram Discussion Group or watch their entertaining Youtube channel.
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