Personal Finance
I Just Discovered Another Powerful Money Making Skill with CPF!
By 1M65  •  September 28, 2026
Every January, your MediSave limit (the Basic Healthcare Sum) goes up about 4.7%. That opens new room in your MediSave, even if it was already full. Most people just let their salary fill it. But topping it up yourself can earn you guaranteed CPF interest and tax relief every year, even after you've met your Full Retirement Sum. In this live stream, I'll walk you through the strategy and run the numbers live with my new BHS Top-Up Planner: Why the BHS keeps rising, and what that means for you Salary top-up vs January top-up: what actually changes How much to top up each year, from age 45 to 65 Where the gain comes from: CPF interest vs tax savings The rules and caps you must know before acting This tool is part of the 1M65 AI Finance Course, where I show you how to build models like this yourself with AI. Bring your questions live! This is for education only. It is not financial advice. Figures are estimates based on current CPF and IRAS rules, which can change. Check with CPF Board and IRAS before making any decisions. Hashtags #1M65 #CPF #MediSave #BHS #BasicHealthcareSum #CPFTopUp #TaxRelief #RetirementPlanning #CPFMillionaire #SingaporeFinance #PersonalFinanceSingapore #AIFinance...
Read the full article
By 1M65
Loo founded the Non-Profit 1M65 Movement and was one of the few non-civil servants to receive the Public Sector Transformation Award in 2018 for his 1M65 efforts. Kate, Loo’s daughter, is a 19-year-old finance guru wannabe. If you’d like to hear more from Loo and Kate on Personal Finance, please join the 1M65 Telegram Discussion Group or watch their entertaining Youtube channel.
LEAVE A COMMENT
LEAVE A COMMENT

Your email address will not be published. Required fields are marked *

*

Your Email Address will not be published
*

Read More Articles
More from thefinance