I entered the insurance industry while I was still a student, without really knowing much about the industry at the start. Like many people, I began with very little understanding and only picked things up gradually over time through experience, training, and seeing how protection planning works in real life. My family background played a big part in how I think about insurance today. I come from a humble background where my parents do not have much insurance, savings, or CPF. Because of that, I knew that if I wanted protection for myself, I had to start from scratch. There was no safety net already in place, and that made me more conscious of the need to build one for myself early. If anything were to happen to me, I would need to account for my parents' needs as well. To be honest, some of the first policies I bought were to support friends in the industry....