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Singapore Savings Bonds (SSB) Nov 2026: Year 1 (1.67%), 10-Year (2.45%) & Results
By Turtle Investor  •  October 1, 2026
The SSB November 2026 issue pays 1.67% in year one and a 2.45% average over 10 years. The first-year rate barely moved. The 10-year average rose for a third issue in a row. It is now 0.05% short of the 2.5% line I watch.   November 2026 SSB – Returns Applications close 27 October, 9pm. Start with my full SSB guide if you are new to SSBs and not sure how they work or how to apply. This post is the monthly read on whether this issue is worth it. November 2026 SSB Interest Rates & Issue Details Both rates are up from October (1.65% and 2.32%). Held to maturity, the coupon steps up from 1.67% in year one to 3.08% in year ten.
  • Issue code: SBNOV26 (GX26110X)
  • Amount offered: S$400 million
  • Opening: 1 October 2026, 6pm
  • Closing: 27 October 2026, 9pm
  • Allotment: 28 October 2026
  • Issue date: 2 November 2026
  • Maturity: 1 November 2036
  • Interest paid: Every six months on 1 May and 1 November
  • First payment: 1 May 2027
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By Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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