Property
We Own A S$3M Landed Home And A Condo — Should We Sell Or Decouple Before Buying Our Next Property?
By Stacked Homes  •  October 2, 2026
A couple earning $600,000 a year weighs decoupling a landed home, keeping both properties or selling up to buy two replacements, and what each route would cost. Hi Stacked, My wife and I are in our mid-30s and we have two children. We own a landed home at Springside Walk, which we bought for $3 million in 2017. The 3,456 sq ft home is jointly owned by my wife (70%) and me (30%). We also own a 1,248 sq ft unit at Clydeswood, which we purchased for $1.353 million in July 2021. We have equal ownership of this condo unit, which we currently reside in. In June 2027, we plan to rent an apartment that is 1 km from the primary school that we intend to register our child in. We also hope to acquire a 'final property' at the end of that 30-month rental. My wife and I have a combined annual income of $600,000, excluding CPF. Our outstanding loans are: $900,000 for the landed house on Springside Walk, and $520,000 for the unit at Clydeswood....
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By Stacked Homes
The Stacked Homes editorial began in February 2017 to provide the latest news and analysis on property in Singapore.
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