By Data Science Investor • July 4, 2026
The first half of 2026 is hardly inspiring for my portfolio. While the index continue to make new highs as the AI narrative continues to dominate the...
By Data Science Investor • June 1, 2026
I recently came across a survey suggesting that more Singaporeans are aiming to accumulate more than $1 million and retire by age 40. At first...
By Data Science Investor • May 24, 2026
For decades, Singapore’s professional class operated under a relatively stable social contract. Study hard. Enter a strong industry. Climb...
By Data Science Investor • May 17, 2026
For years, Singapore sold a relatively straightforward formula for upward mobility: study hard, get a stable career, buy a home early, invest...
By Data Science Investor • May 10, 2026
One of the most common financial advice we hear is this: “Keep 6 months of emergency savings.” It is simple advice, and for many people, good...
By Data Science Investor • May 3, 2026
Over the past few years, FIRE (Financial Independence, Retire Early) has become increasingly popular. But most discussions around FIRE assume it is a...
By Data Science Investor • April 19, 2026
It has been a really long time since I see three consecutive months of negative returns in my portfolio. Given the turmoil created by the war, I guess...
By Data Science Investor • March 16, 2026
Over the past few months, I have been thinking quite a bit about liquidity. Not liquidity in the financial markets. But liquidity in our personal...
By Data Science Investor • February 22, 2026
Earlier this month, Ministry of Finance published an Occasional Paper “Income Growth, Inequality, and Social Mobility Trends in Singapore”. This...
By Data Science Investor • January 4, 2026
When I wrote my 2024 review last year , the CAGR was 12.7% across a 4-year period. The CAGR now stands at 13.2% across a 5-year period after a 15.6%...
