By Havend • November 26, 2025
Introduction On 26 November 2025, the Ministry of Health announced major changes to the Integrated Shield Plan (IP) riders to address their...
By Havend • August 25, 2025
Note: This post below has been updated on 25 August 2025. Every year ERS will increase. Is topping up to new ERS every year from 55 to 64 be an...
By Havend • August 12, 2025
Samuel is currently 55 years old and aims to retire at 65 years old. To maintain a fulfilling lifestyle, Samuel has outlined his financial needs...
By Havend • June 9, 2025
Everyone aspires to retire one day, hopefully sooner than later. Retirement represents a phase where we no longer have to work for money, but instead...
By Havend • April 16, 2025
Throughout my years in wealth advisory, the most common answer I get when I broach the topic of retirement planning is “Aiya, in Singapore, how to...
By Havend • March 10, 2025
When planning for retirement, securing a medical safety net is crucial to protect against healthcare risks – one of the five major risks that...
By Havend • September 24, 2024
Welcome to Part 2 of this article on long-term care planning. In this segment, we will discuss the key challenges faced by primary caregivers and...
By Havend • September 18, 2024
In our line of work, we have conducted countless insurance reviews, and one key area we have observed is that long-term care planning is often...
By Havend • August 26, 2024
At Havend, we strongly advocate using low-cost term insurance to cover your income protection needs during your earning years. Term insurance provides...
