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Insurance By Havend • May 12, 2026
Making Sense of IP Claims: Your Top Questions Answered 2026 Note: This post below has been updated on 12 May 2026. Unanswered Questions from Making Sense of IP Claims: Your Top Questions Answered​ If...
Insurance By Havend • April 30, 2026
The Opportunity Cost of Overpaying for Your Shield Plan in Retirement: Beyond “Can I Afford It?” When it comes to health insurance in retirement, most people will ask: “Can I afford the premiums?” But this is only part of the picture. A more...
Insurance By Havend • April 13, 2026
How I Built My Insurance Foundation as a DINK Couple Hello! I’m Amanda, one of the Insurance Specialists at Havend. I have been in the financial industry for about four and a half years, but my...
Insurance By Havend • April 13, 2026
Should You Switch Your IP Rider? A Working Adult’s Guide Should You Switch Your IP Rider? Here is a case study on navigating the new IP rider changes from 1 April 2026, which we hope will provide you with a...
Insurance By Havend • April 2, 2026
New IP Riders from 1 April 2026: Changes You Should Know Introduction Four months after the Ministry of Health’s (MOH) announcement of changes to Integrated Shield Plan (IP) riders, all seven IP...
Insurance By Havend • March 30, 2026
How I Protect My Family: A Father’s Approach Using Havend’s 5 Pillars From the moment I joined Havend, one belief stayed with me: insurance should feel human, not overwhelming. It sounds obvious, but in an industry...
Insurance By Havend • February 25, 2026
How I Built My Protection Foundation in My 20s I entered the insurance industry when I was 23, still studying full-time and trying to figure life out. That year, I earned around $30,000 in...
Insurance By Havend • January 29, 2026
An Honest Look at My Own Insurance Planning When I was asked to write about my own insurance portfolio, I felt both excited and a little apprehensive. I have been in the industry for more than...
Insurance By Havend • January 21, 2026
The Silent Risk When One Person in the Family Handles All the Insurance (And What You Can Do About It) In many families, one person ends up handling all the insurance and financial planning. It is usually the spouse who feels more financially confident...
Insurance By Havend • November 26, 2025
New IP Rider Changes 2026: What Singapore Policyholders Need to Know Introduction On 26 November 2025, the Ministry of Health announced major changes to the Integrated Shield Plan (IP) riders to address their...
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