Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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Invest By Turtle Investor • April 7, 2025
Chocolate Finance in 2025 – Is It Still Worth Your Dough? Home » Investment Chocolate Finance in 2025 – Is It Still Worth Your Dough? April 7, 2025 by Kevin Leave a Comment Updated : April 6,...
Invest By Turtle Investor • April 3, 2025
The Business Times Is Bullish On Retail REITs. So Am I. A recent Business Times article painted a rather bullish picture for Singapore’s retail REITs, especially Frasers Centrepoint Trust (FCT) and...
Invest By Turtle Investor • April 1, 2025
About REITs And SORA (2025) In the world of REITs, interest rates are a big deal because they directly impact the cost of borrowing. A higher cost of debt can reduce...
Scams By Turtle Investor • March 29, 2025
Attempted Fraud Transaction? Let’s Unlock Your Card. You would think that when you report an attempted fraud on your (already) locked credit card, the bank’s first instinct would be to… I don’t...
Invest By Turtle Investor • March 27, 2025
Chocolate Finance Panic: Do Investors Understand Their Investments? Home » Savings » Cash Management Account Chocolate Finance Panic: Do Investors Understand Their Investments? March 27, 2025 by Kevin Leave...
Invest By Turtle Investor • November 11, 2024
Syfe (Singapore) Is Profitable, Launches Early Employee Share Buyback In recent months, Syfe made two announcements that piqued my interest as an investor who has been actively using their products and services for the...
Invest By Turtle Investor • November 6, 2024
Syfe REIT+ Portfolio Rebalancing (Sep 2024) – OUE REIT Dropped Syfe REIT+ portfolio has just been rebalanced in line with the September 2024 semi-annual rebalancing for the iEdge S-REIT Leaders Index. This...
Shares & Derivatives By Turtle Investor • October 31, 2024
Frasers Centrepoint Trust 2H FY2024 Full-Year Update (Oct 2023 To Sep 2024) On 25 October 2024, Frasers Centrepoint Trust (FCT) released the results for 2H2024 and FY2024 that ended on 30 September 2024. The presentation...
Credit Card By Turtle Investor • October 22, 2024
Unlocking The Benefits (Only One?) Of The Chocolate Finance Visa Debit Card In the world of personal finance, having a reliable credit or debit card is essential for managing our money efficiently. The Chocolate Finance Visa...
Credit Card By Turtle Investor • October 18, 2024
GXS FlexiCard – Is It A Bad Product For Most People? The GXS FlexiCard has been making waves, positioning itself as a challenger in the financial space with features that stand out from traditional...
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