Turtle Investor
Hello there! I am Kevin and the author behind the Turtle Investor blog. At age 37, I hit CPF Full Retirement Sum (FRS) of $176,000 on the last day of 2019, twelve years after graduating from university. I am married and owns a 4-room apartment. I continue to be gainfully employed to build up my portfolio and provide my loved ones with better lives. Leaving everything behind and transitioning to a digital nomad life in Bali remains an option but not something that I’m actively pursuing now 🙂
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Invest By Turtle Investor • November 11, 2024
Syfe (Singapore) Is Profitable, Launches Early Employee Share Buyback In recent months, Syfe made two announcements that piqued my interest as an investor who has been actively using their products and services for the...
Invest By Turtle Investor • November 6, 2024
Syfe REIT+ Portfolio Rebalancing (Sep 2024) – OUE REIT Dropped Syfe REIT+ portfolio has just been rebalanced in line with the September 2024 semi-annual rebalancing for the iEdge S-REIT Leaders Index. This...
Shares & Derivatives By Turtle Investor • October 31, 2024
Frasers Centrepoint Trust 2H FY2024 Full-Year Update (Oct 2023 To Sep 2024) On 25 October 2024, Frasers Centrepoint Trust (FCT) released the results for 2H2024 and FY2024 that ended on 30 September 2024. The presentation...
Credit Card By Turtle Investor • October 22, 2024
Unlocking The Benefits (Only One?) Of The Chocolate Finance Visa Debit Card In the world of personal finance, having a reliable credit or debit card is essential for managing our money efficiently. The Chocolate Finance Visa...
Credit Card By Turtle Investor • October 18, 2024
GXS FlexiCard – Is It A Bad Product For Most People? The GXS FlexiCard has been making waves, positioning itself as a challenger in the financial space with features that stand out from traditional...
Personal Finance By Turtle Investor • October 16, 2024
Chocolate Finance Drops Annual Returns To 3.6% For First $20,000 (Effective Nov 2024) Just like Chocolate Finance says, “falling interest rates affect everyone. Even us.” Is Chocolate Finance still a competitive option, given the...
Credit Card By Turtle Investor • September 6, 2024
HSBC Mileage Programme – Fee Refund Received Enrollment in the HSBC Mileage Programme used to be necessary for HSBC Revolution cardholders to convert reward points to KrisFlyer Miles. While...
Invest By Turtle Investor • September 2, 2024
Singapore Savings Bonds SSB October 2024: Year 1 (2.59%), 10-Year (2.77%) The SSB October 2024 issue of Singapore Savings Bonds by the Monetary Authority of Singapore posted a significant decline in its returns compared...
Invest By Turtle Investor • September 1, 2024
SSB September 2024 Result – Singapore Savings Bonds Undersubscribed With a yield of more than 3% and possibly the last issue of SSB with such an appealing yield, the SSB September 2024 issue attracted a strong response...
Invest By Turtle Investor • August 26, 2024
Positioning For SSB: Go For Sep 2024, The Last 3% Issue? The closing date for the current issue of Singapore Savings Bonds (Sep 2024) is 27 August 2024 at 9 p.m. We have exactly one day from the closing...
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