Should Singapore Power Cover The Price Differences From Electricity Retailers Leaving?
Multiple electricity retailers have been exiting the Singapore market as the prices of wholesale electricity increased greatly due to multiple market factors. The prices of wholesale electricity have seen spikes over sustained periods. Source: Clip from Channel 8 News...
Suntec REIT Review @ 25 October 2021
Basic Profile & Key Statistics Suntec REIT invests in Office, Retail and Convention Centre properties and owns 10 properties across Singapore, Australia and England. Performance Highlight Performance has improved YoY due to contribution from Nova Properties, The...
Never too late to start your FI Journey
Met a colleague from another worksite for breakfast last Thursday. We have not met each other for years already. He contacted me earlier when he learned that my days in the company are numbered. It was a very nice gesture from him which I appreciated greatly. One of...
Elon’s Tesla compensation package: Too much, too little, or just right?
The question of whether Elon Musk is being paid too little or too much has historically been a vicious debate among investors I know and follow. Bulls argue Elon Musk is a genius, and that his vision and personal contributions to Tesla are what has allowed it to...
Cory Diary : Tracking your returns
Trading Courses Once attended a proprietary trading course after achieving good gain myself on a particular year and decided to reward myself to learn something out of curiosity. Looking back, I was feeling rich when i made the decision to understand what the hell...
Do bonds do anything for your investment portfolio at all?
Do you have bonds in your investment portfolio? Do they do anything for the returns on your investment portfolio at all? Despite all the well-meaning advice to hold bonds to reduce risk in our investments, the typical 80:20 or 60:40 portfolio is still overwhelmingly...
StashAway – September 2021
The last few weeks have been pretty challenging looking after Baby Ong as she decides to stop sleeping early (~7:30pm) one day. Her routine is as such: we would pick her up from the infant care at 6pm, reach home around 6:45pm, bathe, feed and put her to sleep at...
Why MPF is only the start for iFAST
iFAST is already the largest position in my portfolio but I’m still looking to buy more shares this week after reviewing third quarter 2021 results. Guidance on the impact of the Hong Kong MPF contract was the main focus of 3Q 2021. iFAST’s ePension segment will be...
How Does Having Fewer Big Property Agencies Affect Homebuyers?
It was just in 2017 that OrangeTee and Edmund Tie & Company announced a new joint venture called Orange Tee and Tie (OTT) to form the third biggest property agency in Singapore with more than 4,400 agents. How things have changed though. With a recent big exodus...
SEA Limited’s price at All Time High… Why? And if is it still Feasible to Invest?
Sea Limited’s share price has seen an unstoppable surge to all time high of over $370 a piece this week. The largest Singapore-based company backed by Tencent went public in Oct 2017 at $15 a share. Since the start of the year, SEA has risen more than 80% from $196 a...
Financially Me, It is about Earning, Spending, Saving and Investing (5)
Read? Financially Me, It is about Earning, Spending, Saving and Investing (4) Read? It Is NOT SEXY To Talk About Saving And Earned Income As Investment Bloggers (2) How many investment articles or blog posts have you came across telling us that our earned income and...
Does your horoscope affect your investment style?
My friends do like to talk about horoscopes and whether or not we fit in with the behaviours. Some of them don't believe it but some are really staunch on it. For me, I do think it affects a little but how can it be that we categorise a whole group of people based on...
Careshield Life Premium Deduction Allows Me To Top Up CPF Medisave for tax relief
Earlier on this year, I was proud to cross a mini CPF milestone when my MediSave (‘MA’) finally reached the Basic Healthcare Sum (‘BHS’). As I continue to stay gainfully employed, subsequent mandatory contributions meant to be funnelled towards MA were automatically...
Is A Company Culture Important In Investing?
Basically lately I had a poll in 2 different telegram groups - Fundamental Scorecard (my own's Telegram) and Invest for the Long Term (Boon Tee's Telegram Group). I was questioning if a company culture is an important factor in our investment thesis. The main reason...
Standard Chartered Smart Credit Card Review – A Very Singaporean Lifestyle Card
This article is written in collaboration with Standard Chartered Bank (Singapore) Limited (“Standard Chartered”). All views expressed in the article are the independent opinions of The Kiam Siap Life. All information provided is for informational...
Links to all my CNA articles for readers who find my blog
I was thinking about what to write this morning while buying breakfast when my pal beeped me to tell me that one of the articles just appeared on Channel News Asia. I've been working on the article for a significant part of the week and getting exposure on how real...
Accessing Private Equity + SRS Portfolio 24 Oct 2021
Ordinary investors, like you and me, always have difficulty accessing private equity.The closest "access" retail investors have is the Astrea Private Equity Bonds, which was launched by Azalea, with Astrea IV being the first retail bond and Astrea VI being the...
Best Eldershield Upgrades: Which Supplement Should You Get?
With the ageing population and longer life expectancies of those living in Singapore, more and more elders are needing personal care and support services. These services become necessary for individuals with disabilities. The expenses related to severe disability can...
3 Key Takeaways on Singapore’s Retail / Office Outlook – From CICT’s 3Q 2021 Business Update (CapitaLand Integrated Commercial Trust)
So I was reading the CapitaLand Integrated Commercial Trust 3Q 2021 Business Update this morning. And man, the slide deck was an absolute treasure trove of information on the Singapore commercial real estate scene – both retail and office. I figured I’d share my key...
Get Smart: Your Most Valuable Gift in the World
Time is something that cannot be bought. Nor can it be reversed. For many of us with full-time jobs, we trade our time and effort for money. Some of you might have heard of the movie “In Time”, starring Justin Timberlake. In that movie, the scene was set in a world...
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