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Review: Citibank CitiRewards Card – Fast Credit of 4 mpd, Wide Range of Airlines, Annoying Non-pooling of Points
By Sethisfy  •  February 29, 2020

The Citibank CitiRewards card has a lot of contemporaries in a crowded space of 4 mpd cards, but it is certainly has one of the most interesting histories.

It used to be a fashion-focused card that gave points on clothing and shoes, but inexplicably, users found that it gave 4 mpd for a variety of online transactions. Then, during the crazy Apple Pay promotion, it gave 8 mpd for any Apple Pay transaction without limit. Good days.

These days, Citi officially markets it as a card that gives 4 mpd on online transactions.

ProviderCitibankTypeConditional MilesEarn Rate4 mpd conditional
0.4 mpd for non-qualifying transactionsConditions4 mpd on online transactions excluding travel
4 mpd at department and clothing storesLimits$1,000 spend monthlyTrackingStatement monthApplyApply Here*

*$300 via PayNow for new cardholders; $30 for existing. Until 29th Feb. You may want to sign up for Citi Cash Back+ for $350 then get

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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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