I haven’t reviewed the Citi Cash Back Card, and for good reason – it simply wasn’t a compelling card before. This changes from 9th December onwards when Citi significantly buffs this card.
Features
| Provider |
Citibank |
| Type |
Conditional cashback |
| Earn Rate |
6% on dining
8% on groceries and petrol
0.25% on other stuff |
| Conditions |
$800 monthly minimum spend |
| Limits |
$80 monthly cashback |
Citi has always marketed the Citi Cash Back card as an 8% cashback card on dining, groceries, and petrol, but sublimits made it a rather cumbersome affair. Want to get 8% cashback? You need to spend around $300 on dining, $300 on groceries, and $300 on petrol to get the maximum advertised cashback yield.
The old Citi Cash Back Card was perfect… as long as you spend perfectly in each category.
After the change, there would be no annoying sublimits to worry about. Instead, the combined cashback limit is $80 across all the categories. This means that you can spend $800 to 1,000 on a single category in a...
