You’ve finally got a handle on your budgeting and then the unexpected happens… your paycheck is late. If the thought is already sending you into a downward spiral, hold up. Yes, missing a paycheck is a less than ideal situation, but you need to have an action plan in place before it happens. Don’t feel like you have to take out a personal loan or grab your credit card. Go through the following steps first to see what makes sense for your individual situation. Look at Your Bank Accounts Seeing where you stand financially will help you set a plan. No matter how you feel, looking at the numbers gives you an objective picture of what is going on. Look at all your bills (including debt) and see what you owe and their due date Look at how much money you have in your checking and savings accounts
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