No, vulgarity is NOT allowed in this blog, so this four letters word is not what you are thinking about. I am talking about the word "WAIT", which is quite a common phrase to use when someone is trying to procrastinate any action.

"Wait, I am not ready yet"

"Wait, I don't think I can do it!"

"Wait! You go ahead first, I join you some other time" etc..

Of course, it might seems harmless to procrastinate once in a while. However, there is always opportunity cost that we need to pay for NOT taking action on the thing that we like to do (or should be doing), like saving, investing and even maintaining a healthier lifestyle. We will not pay the "cost" immediately but I am sure it will come back to haunt us sometime in the future.

Time wait ...