New Position – Suntec Reit

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With the fears of a rate hike coming in sept or dec, this has lead to the market selling off Reits sharply. In my previous post I mentioned that I was holding on to 10% cash, so I unlocked my warchest and took the opportunity to buy big on Suntec Reit. A total of 15,000 shares of Suntec Reit were purchased. Looking at fundamentals, Suntec is trading at 20% discount to book along with a juicy … [Read more...]

ABS ( Alpha , Beta , Smart Beta )

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When Alpha Becomes Beta What is Alpha ? Concept explain : ( From Investopedia ) A measure of performance on a risk-adjusted basis. Alpha, often considered the active return on an investment, gauges the performance of an investment against a market index used as a benchmark, since they are often considered to represent the market’s movement as a whole. The excess returns of … [Read more...]

52 year old lost $200K and unsure about next 30 years.

hi AK, need your advice. I am a 52 years old single person, still working but hoping to quit from my stressful job and pursue own interest.  Have come across your postings just recently - how i wish i had done that much early.  My investment decisions over the past 10-15 years were really bad and lost $200k+ in stock and commodity markets. Current financial situation: - 5 room hdb flat … [Read more...]

SGX launches REIT Index for Asia Pacific ex Japan

Singapore Exchange (SGX) on Monday launched the SGX APAC ex Japan Dividend Leaders REIT Index, comprising 30 real estate investment trusts (REITs) across the Asia Pacific region excluding Japan. It will be the first SGX index to be used as a benchmark index for a new exchange-traded fund (ETF). In addition, the index is the first of its kind that is composed entirely of REITs in the Asia … [Read more...]

"Bugs" Found In The Scorecards

For anyone whom have requested for the Triple S Scorecard and any participant of the Sharing Session with T.U.B, you will be receiving some "spam" from me. This is because, after conducting the 2nd Sharing Session with T.U.B, I have gotten feedback that the dividend payout criteria was hard and subjective to input. Thus, I have made amendments to the Enhanced Triple S Scorecard. Instead of … [Read more...]

Story of a Woodcutter and his Axe

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Story of a Woodcutter and his Axe   There was once a very strong woodcutter who applied for a job in a timber factory and he got it. The pay was really good and so were the work condition. For those reasons, the woodcutter was determined to do his best. His boss gave him an axe and showed him the area where he supposed to work. The first day, the woodcutter brought 18 … [Read more...]

Minority Shareholders Vs Management Of SG Companies

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I know there are many related professionals (hedge fund managers, media editors and content providers, senior management, analysts, brokers as well as, a few HNW private investors) who are subscribers/readers of SG TTI, hence, this post may be controversial to some. I’d like to think it’s certainly honest. Over the years, I’ve increasingly put more and more emphasis on the quality and … [Read more...]

How to choose a good infant care

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After a long debate on whether to choose a nanny or infant care for my baby, I previously decided on a nanny near my house. However, after only 2 weeks, my nanny quit on me. She wanted to work only from 7am to 5pm which is totally different from our agreed upon 8am to 7pm. I negotiated to 8am to 6pm but she has decided not to take care of my baby anymore. So, a mad rush of last minute … [Read more...]

Learning about Tax Scheme – Making you rich faster

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aiya its just small money…so lazy to read and understand Currently Singapore have 4  Tax Scheme; Area representative Scheme – If u work out of Singapore often & you’re hired by a foreigner that pays u remuneration to your foreign bank account. Non Ordinary Resident (NOR) Scheme – Mainly for foreigners Supplementary Retirement Scheme (SRS) – for everyone earning above … [Read more...]

10 things I learned from Nera Telecommunication’s FY2016 EGM

In my past articles about Nera Telecommunications (SGX: N01) (Nera), its payment solutions business has always been my focus due to the stable recurring revenues it generates. Recently, Nera announced that it’s going to sell its payment solutions business to Ingenico Group S.A. for S$88 million. To be honest, I was caught by surprise by this deal because my past interactions with the CEO and … [Read more...]

Personal Passive Income and Expenses Monthly Report – August 2016

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Hi Everyone! This post might come a bit early but just two days won't make any much difference. I just got my recent salary increment, which is around $200, feel very happy because an increment is an increment, and I have hit my targeted salary, making $4,000 per month! One target achieved, 4 more to go! Secondly, I just received $64 worth of dividends from Singtel, which is a good thing … [Read more...]

portfolio update 29/8/2016

Dividend by month 1) uob 2) fcot sgx capitacom lian beng namlee starhillg 3) spost lum chang taisin 4) 5) fcot steng sgx  uob sph starhillg 6) tcil ocbc 7) 8) fcot metro plife  ocbc spost capitacom starhillg sci steng 9)  uob 10) tcil sgx lian beng ngi 11) fcot taisin sgx spost  lum chang starhillg 12) sph Remarks: 1) more ocbc added using singpost dividend, with the result of … [Read more...]

Book Review: The Rise of the Robots – Technology and the Threat of Mass Unemployment

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Before I begin my book review, I would like to thank owq for some additions to my previous post. Initially, I planned to write a part 2 on the post. After some mulling through, I decided otherwise. Instead, I will be sharing what I have learned through reading Martin Ford's The Rise of the Robots: Technology and the Threat of Mass Unemployment. Book reviews will also be one of the common features … [Read more...]

Gold and Silver investing guide

Bigscribe released a new free ebook again, and this time it's about investing in metals. I'm a lay person and I know nothing about investing in metals, so this guide comes as a godsend to fill up my knowledge base. We always hear people talking about investing in metals as a hedge against hyper inflation (like during extreme conditions in wars), so naturally I'm interested to find out more about … [Read more...]

Silverlake Axis posts 3% earnings rise in 4Q to $26 mil

Silverlake Axis has reported earnings of RM77.2 million ($26 million) for 4Q16, a 3% improvement from the earnings of RM74.7 million in 4Q15. During the quarter, revenue rose 32% to RM166.9 million due to the higher contribution from all of its business segments except the software project services segment, and from the appreciation of the Singapore dollar and the US dollar against the … [Read more...]

Dividend Yield, Price to Earnings or Price to Book, Which Matters More?

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Dividend stocks are a popular way to create income, but how do investors choose which stocks to buy? Both dividend yields and valuation ratios such as Price to Earnings and Price to Book Value are used to determine stock selections, but which matters more? DIVIDEND YIELD Dividend yield is basically calculated by taking the annual dividends per share and dividing it by the share price. In … [Read more...]

Rising Interest Rates, and Why It Concerns YOU!

On Last Friday’s Fed Meeting at Jackson Hole, Fed’s Chairwoman Janet Yellen said that the US Central Bank will be raising short-term interest rates in the months coming. Read more about the news here. What it means for you, is that if you have an existing loan, especially a property loan, your monthly installments are about to go up! If you don’t know much about Finance, I’ve drawn a simple … [Read more...]

Good Part -Time Business To Own (5)

Read? Good Part -Time Business To Own (4) Next month, Sep 2016 will be the last month that Uncle will be monetizing his time, energy and effort as full-time employee earning salary. He will move from owning part-time business to full-time. It is business of minding his own business with no suppliers, no customers, no staff, no peers and NO bosses setting KPIs for him. Now, he sets his … [Read more...]

Bill Ackman: when overconfidence wrecks even the best value investors

Confidence is an important trait for any successful value investor. After all, value itself can mostly be found only by buying against the market. It therefore takes a very convicted investor to hold his nerves while everyone is dissing his holdings. Conviction is something Bill Ackman does not lack. Mr Ackman is a famous activist value investor whose Pershing Square Capital Management runs a … [Read more...]