Year of the Rooster Property Strategies

On January 15, over 80 attended the 2017 Singapore Property Strategies and Opportunities in Auctions education seminar organized by Property Club Singapore. My presentation topic was ‘Year of the Rooster Property Strategies for Buyers and Investors’ that covered the following points: – What are the likely scenarios? – Is the market slowing down or bottoming out? – What are the strategies … [Read more...]

“What’s your biggest weakness?” [3/6]

My biggest weakness is: I’m a very competitive person which means I tend to be very good at my job but often at the expense of my personal life. – Or – I’m a very hard working person and often times I work so hard and so late that I neglect my family/personal time. – Or – I’m a strong team player and I care so much about my colleague and bosses that sometime I don’t even mind if it undermines … [Read more...]

18% returns for UOB

On 18 Jan 2017, sold 400 UOB shares at $20.71 each. This transaction net me a profit of $1311+ This translates to 18.87% returns over a holding period of 11 months. Fundamentally, there is nothing wrong with UOB however if I chose to hold this stock , I will be getting 4% yield annually based on entry price @ $17.33 /$0.70 dividend. Not too bad but still not good enough as I want money … [Read more...]

Infographic – All You Need To Know About HDB Loan And Bank Loan (Guest Post)

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Buying a HDB flat for the first time can be an intimidating experience. It’s probably the first big ticket purchase in your life that will take the next couple of decades to pay off, so you’d definitely want to rake in as much savings as you can. Perhaps you have not really thought about what kind of loan to take up. If you don’t already know, you have a choice between taking up a HDB or bank … [Read more...]

EIGHT STOCKS for CHINESE NEW YEAR

Customary for every Chinese New Year, Singapore Stocks Investing will discuss the Singapore stocks which investors can consider for the Chinese New Year. Unlike the stock picks where it comes to a brand new year which are driven by analysts, the stock picks for the Chinese New Year are mostly based on forecasts by Fengshui experts. For this post, let me discuss MY very own take of stocks to … [Read more...]

CPF Home Loan or Bank Loan?

Buying a HDB flat for the first time can be an intimidating experience. It is probably the first big ticket purchase in your life that will take the next couple of decades to pay off, so you would definitely want to rake in as much savings as you can. Perhaps you have not really thought about what kind of loan to take up. If you do not already know, you have a choice between taking up a HDB loan … [Read more...]

Is Freelancing Worth It?

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It seems like I am not the only one as more and more millennials are turning to freelancing. As a tutor and budding writer during the past one year or so, I have had my fair share of triumphs and disappointments. So, I thought it would be good for me to share some of my insights so that people pondering on making this switch can have a better understanding of this life before making the … [Read more...]

Cambridge Industrial Trust’s Manager Sold to e-Shang Redwood Limited – What could be the background?

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SGX listed Cambridge Industrial Trust (dividend yield 7.1%) shareholders do take note. The majority shareholders of the manager, managing Cambridge Industrial Trust was finally able to sell their manager to e-Shang Redwood Limited (ESR). nabInvest Capital Partners and CREIM Limited have agreed to sell 80% of their stake in the manager to ESR. Who is ESR? A look up on the internet shows … [Read more...]

My Stock Report Card for Dec 2016

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My Stock Report Card for Dec 2016 Total Dividend Collected from Jan – Dec 2016 : SGD $ 62,205. Income distribution in Dec came from Aimsamp Cap Reit, SPH. I sold off SPH as I think they might be too late in their transformation exercise and added some Facebook. Happy New Year :-). What a year, 2016 ! For the first time, the Singapore market performed badly while the US market hits all … [Read more...]

SMART Goals Are Sooooo 2016

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Ugh, I swear if I read another life-coach blogpost talking about “SMART goals”, I’m going to stab myself in the eye with a plateful of ikan bilis.  Today, SMART is THE cliche of the personal development world. It’s the equivalent of a student ending his essay with, “…And then he realised it was just a dream.” It makes us all roll out eyes. All my life, I’ve been setting SMART goals like “Get a … [Read more...]

Selling via Fulfillment by Amazon (FBA) – Status update (Part 7)

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You can read my previous post on Amazon FBA here (Part 6). So far, I have 2 products listed on Amazon. I went through the whole process of lowering sales price, advertising through Pay Per Click  – PPC campaigns (Auto and Manual), doing Facebook Ads, giving out product at heavily discounted prices, going through an email list to promote my products. For Product 1, it received 2 nos. of 4 … [Read more...]

Losing money yet again trying to time the market? Read this…it might help

Losing money again trying to time the market? Buying too high, selling even higher? Or buying at a low price, market drops further...fear gets the better of you and you sell at a loss?? Darn! Worse, buying and selling stocks which one does not intend to pay fully.... anyway, lets face it, who knows what market will open and close tomorrow? who knows what the market will be in 1 months … [Read more...]

CapitaLand Commercial Trust (CCT) FY 2016 Financial Results

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CCT released their FY 2016 Financial Results this morning. Seems a strong results for 2016 overall per se. 穷小子 shall touch on some of the key factors. CapitaGreen's contributions is 100% with effect from 01 Sep 2016 Starting off with the much anticipated on CapitaGreen contributions injections to the portfolio. Note that its contributions is 100% only from 01 Sep 2016 onwards, … [Read more...]

Purple cow – transform your business by being remarkable

Other than the 4Ps of Marketing, now we have another P - Purple Cow. I picked up this book last week, but stopped it halfway to read another book - talking to humans. Finished it today, which took me around 5 days. Overall, it's a very light reading. This book is about Marketing, and how do you design, create, market, or promote your product or service in a way that is so remarkable that … [Read more...]

Tools for Titans #40 : Reject the norms of your time.

This segment is about Neil Strauss. He is the author of the pick-up book The Game. If I were to read The Game in my 20s, Neil might have turned out to be my favourite author. Unfortunately, I learnt of his works through mutual friends who experimented with "negging" women with low self-esteem at pickup bars. ( I don't neg women with low self-esteem. My wife, however, is very good at negging men … [Read more...]

It’s not personal, it’s just business!

Here’s a summary of the main points of the book: The Theory Of Business Enterprise. It’s an interesting read and it definitely reflects the direction of our societies today. The video by Ray Dalio sums up the first few chapter of the book. Our entire society is turning into a giant business and everything is getting impersonal. [embedded content] Introductory Veblen’s main points: The … [Read more...]

4 Money Mindsets for My Kids to Grow Up To

Truth be told, I have been arrowed to write this article by the Boss. Left to my own devices, this is territory I would rather avoid. Unfortunately, being the only parent in the team (up till today at least), the least I can do is to pull some weight. Truth be told #2. This article is long overdue. We were supposed to publish it weeks ago. I have lots of excuses for it being so late but I will … [Read more...]

Is it time to sell Apple as it hits its 52-week high?

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Apple Inc. (Nasdaq: AAPL) is probably the most well-known company on the face of the earth and is also the largest public company in the world by market cap. Apple hit a 52-week high yesterday, 17 Jan 2017, when its share price touched $120. It’s market cap now stands at over $629 billion. Have a look at its 1-year chart: Chart: Financial Times The question now is: Can Apple break its 52-week … [Read more...]

Why Dollar-Cost Averaging is overrated

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Dollar-Cost Average (DCA) is a very popular investing technique and I believe it is probably one of the first few techniques that new investors will come across. With so many books and articles explaining the benefits of DCA, I also think that it is well suited for a lazy investor like me - put in a fix amount every month and let father time do its magic. The returns may not be fantastic but I … [Read more...]

Surbana terminated 50 staff

Temasek Holding’s Surbana Jurong terminated about 50 staff who were deemed as “poor performers”. The layoffs occurred a couple of weeks ago, just before the Chinese New Year. Surbana has stressed that the terminations were not retrenchment exercise. The staff were let go simply because of their poor performances. It is indeed a sad day for Singapore. Some people may argue that many of the … [Read more...]