Author: Create Wealth Through Long-Term Investing and Short-Term Trading

How I generate "Passive" Income During De-compounding Phase Of Investing Journey?

Somehow this approach is not in the main stream of retail investors’ investing strategy to generate “passive” income from investment portfolio. Right? The idea of retained earning from investment which can be draw-down and letting the capital to seek higher returns over volatile market cycles. Different strategy. Different Game Plan...

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Upping Your Game Level??? Your Friendly And Thoughtful Brokers Will Assist You

After a few years practicing your trading and/or investing skills in the stock market and your friendly and thoughtful brokers haven’t review your brokerage account size, trading limit, and commissions; you have not generate enough business for your brokers to warrant their attention to up your game plan! When Uncle8888 seriously began to be active in the stock market in Jan 2000 His buy limit was just $20K and T+3. Buy limit $20K. Where got enough? He called his broker to review this buy limit and adjusted to $50K Soon $50K also not enough. He called his broker to adjust...

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I Also Know How To Make Big Money From The Stock Market With Little Own Capital

Why scare? No scare! Hoot tua tua and FIRE sooner! Read? Uncle8888’s Secret in making money from stock market!!! Not easy to estimate our greed level! Most of us will say we are NOT that greedy! LOL! Read? Buffett, quoting partner Munger, says there are three ways to go broke: ‘liquor, ladies and leverage’ Personally; Uncle8888 thinks that it is uncontrollable greed in us that will surface out one day after we taste the success of free and easy OPM. Why not more and FIRE sooner! Show me someone who claims he or she is not greedy and indiscipline? How about...

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How Do Gurus Know Their Secret Method Or Strategies Work???

You will often read something this … We use intensive market data back-testing of strategies or secret method or secret formula to prove or show that it can generate 10 to 15% ROC. This is our secret method or strategies which you cannot learn from any investment book outside. Hmm … like that arh! You can! I can! LOL! Not using any market data back-testing! Here is all real data set over the last 17 years from Jan 2000 to Aug 2018 Uncle8888’s proven secret method or strategies to generate at least 6% CAGR! LOL! Hmm … When Uncle8888 generates 10...

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Basic Passive Income For Life Starting From 65 Through CPF Life

This will be passive income for life till the next Government crisis or drastic change in CPF retirement payout policy. Starting from Sep 2021 at about $828 per month or $27 per day. Updated after comment by SpurAs more and more cyber people cpcb on inflation so CPF bo pian has to introduce CPF Life Escalating plan to shut these loud mouths. How good is the new plan?...

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Counting The Cost Of University Education at SUTD (9)

Read? Counting The Cost Of University Education at SUTD (8) Year 1 to 3 (Apr 16 to Mar 19) As of today update, 5 Aug 2018 Tuition fees and all living and studying expenses 1. Three Year Uni course at NUS for son: $30.6K 2. Four Year Uni course at SMU for daughter: $61.4K ( including an Overseas Exchange Programme in Paris) 3. Year 1 to 3 as of 5 Aug 2018 Total cost for three children at 5 Aug 2018 = $141K! That is passive income @ 5% yield of $7K per year...

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What Is The Issue Behind Your 99 Leasehold Residential Home??? (2)

Read? What Is The Issue Behind Your 99 Leasehold Residential Home??? Uncle8888 bought his 4 room HDB  at $55K in 1987 in those days ulu area formerly known as Punggol Rd (Kang Kar); but later his home address was re-named as Hougang Ave 10 and doesn’t sound ulu! 1. Taking Yishun 4 room at $196K. CAGR over 30 years of HDB housing cost is about 4.1% 2. Taking Sengkang 4 room at $219K. CAGR over 30 years of HDB housing cost is about 4.5% What is the issue with BTO housing cost? Buying resale is different story. You have to give...

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I 67 still working. You 60 want to retire? (3)

Read? I 67 still working. You 60 want to retire? (2) “My first encounter with depression was when I was 18 years old and my dad slipped into a very deep clinical depression. In those days, no one talked about it.” Her father, Michael Fam, was a prominent figure in Singapore society having been chairman of the Housing and Development Board, then chairman of the Mass Rapid Transit Corporation. At that stage, he had retired and the emptiness of having no vocation was too difficult for him to handle.  Read more at https://www.channelnewsasia.com/news/singapore/anita-fam-ncss-national-council-of-social-service-10566894 CW8888: Seriously before FIRE, FIRe, official or forced retirement;...

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Increasing The Rate of Return On Own Capital Through Leverage Or Compounding

How do we increase the rate of return (ROC)/Yield on Capital on our owncapital Mathematically? 1) Leverage and/or 2) The Power of Compounding after Point X What is acceptable and enough? That is how we differ from each other? The Mathematics of having enough! Enough is relative and also subjective! Cheem! Unexpectedly Kep Corp increases 2018 dividends by 7 cts and SGX by 2 cts. Estimated to end 2018 in about 7.7% total ROC even when capital is 100% recovered from the stock market. Hmm .. power of compounding after Point X while own capital earning very low yield!...

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Minimum You Have To Go Through One Full Market Cycle: Bull-Bear-Bull or Bear-Bull-Bear. If Not Don’t Talk Too Loud! (2)

Read? Minimum You Have To Go Through One Full Market Cycle: Bull-Bear-Bull or Bear-Bull-Bear. If Not Don’t Talk Too Loud! Real People. Real ROC She started investing around 2005 with about $250K and now thinking of selling off her remaining stocks and don’t bother with the stock market anymore. After 13 years; her ROC to date is about 8.5% i.e. 0.65% p.a. It is worse than saving rate! She also...

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When To Sell??? Depending on Yield on cost. Decent or Reasonable?

Are you so unreasonable to run away from decent or reasonable deal? temperament20 July 2018 at 21:42:00 GMT+8 i purchased Keppel Corp & Semb Corp and many other counters in 1988/9 and many other yaers on the “cheap” but also sold them on the cheap. Therefore i always think if i have kept Keppel Corp, Semb Corp like CW, will my CAGR better? ReplyDelete Hindsight wisdom and lucky old man! The yield on cost was the lowest on that year when these three counters were purchased. Instead of calling it passive income and attracts pokers; Uncle8888 shall term it as...

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Coasting Along With "High" Income

DEFINITION of ‘Coaster’ A coaster is a slang term for an employee with low ambition and, consequently, low productivity. A coaster is an worker that simply “coasts” through his duties by doing the minimum amount of work to keep his position. “High” income is relative in that job category/grade/role among our peers! Those very senior colleagues among us who are earning “high” income; but coasting! Walau! Uncle8888 has been in that position coasting for more than 10 years before finally retiring at 60. Now; Uncle8888 is back to coasting in his investment i.e. doing the minimum amount of work to...

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Another Milestone Achieved As Long-term Retail Investor : 6-Bagger Yield On Cost For Kep Corp

Mr Loh Chin Hua, CEO of Keppel Corporation, said, “Keppel continued to deliver strong results in the first half of 2018. Our multi-business strategy and geographical diversification have enabled the Company to remain resilient, despite cyclical headwinds in some of our businesses. “Taking into account the Group’s better performance, including the improvement in our cash flow and net gearing, the Board has approved an interim dividend of 10.0 cents per share for 1H 2018, higher than the 8.0 cents per share for the first half of 2017.  In addition, to thank shareholders for their trust and support on the occasion of Keppel Corporation’s 50th anniversary,...

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What About Size Of War Chest???

Try to relate the two diagrams together. Do you see what Uncle8888 saw and understand how come he is like that and how did he survive through past few market cycles? STI ran up 223% and he started to invest! He was the bei kambing who never read past STI history before investing. Never too late to invest or start early! Don’t worry about market timing....

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