Author: Create Wealth Through Long-Term Investing and Short-Term Trading

The Tale Of Three Old Men In The Same Office Space (True Story) – 2

Read? The Tale Of Three Old Men In The Same Office Space (True Story) After reading this —> Exclude this, exclude that… Lets return to the HDB heartlands. Even without a 2nd investment/rental property, those who treat the humble HDB flat as an investment would play the 2 bites of the cherry, upgrade, downgrade game. Look around your relatives, neighbours, colleagues and classmates. There are lots of annecdotal evidence. Verify for yourself! See? The Mind or psychological part of investing is quite powerful, isn’t it.   CW8888: Hmmm … Back to real person, real people in his ex-office cubicle Verifying! Residential...

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The Myth Of Lower Expenses In Our Retirement???

There are some saving on job related expenses; entertainment and gifts expenses related to office colleagues; but these saving may NOT be significant to lower the annual household expenses. If we really want to lower household expenses; STOP travelling. We will see significant drop in annual household expenses. Think of early retirement and travel more and can still lower annual household expenses. Think again! It is just another myth!...

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Do You Diversify Your Stocks Through Many Stocks or ETFs or Concentrate To A Few Better Ones???

Read? Our Desired Investing Outcome: The Pareto Principle (80/20) Saturday, 21 March 2015 Our Desired Investing Outcome: The Pareto Principle (80/20) Read? The Pareto Principle (80/20) Investing Strategy Uncle8888 wrote this in ..  Sunday, 2 September 2012 Investors. Know at least Pareto’s Principle Pareto Principle ~ “20% of the effort generates 80% of the results.” Market Timing vs. Time in Market??? Fundamental vs. Technical Analysis? Short-term Trading vs.  Long-term Investing??? For long-term investors, we should be observing Pareto’s Principle. 80% patiently waiting for Market Timing and then spend 80% Time in Market with 20% of our effort will generate 80%...

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What’s The Edge For Successful Retail "Investors"?

Read? What’s The Edge For Successful Retail “Investors”? So by now; you may read many version and definitions of what’s the edge for successful retail “investors”? First thing first; he doesn’t add a single cent as additional capital since Jan 2000 when he became a very determined DIY retail investors. So what is Uncle8888’s edge? 10 years yearly Goals; plan and re-plan; think and re-think; strategize and re-strategize; refine and refine; track, measure and see its performance. He answered to nobody! At the end of day; the outcome and result truly matters. The rest is just theories and concepts and...

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Should You Pay Off Your Residential Housing Loan ASAP????

Read? More Articles Many different views if you ask around and get confused with often conflicting views:Good debt or Bad debt? Housing loan is the cheapest loan in town and you don’t know how to leverage on it. You are dumb! Right? So you ask Uncle8888 how? Uncle8888 always thinks that his residential home is consumption item and never was an investment instrument. All consumption loans are bad debts which to be avoided if possible or otherwise pay off ASAP! Simple man. Simple...

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Will the future ME the Investor thank me???

Uncle8888 is trying to avoid the repeat of what has happened in 2007 – 2009 where his investment  portfolio plunged from 12.2% to 1.6% It has been super long wait! A fall from larger stock exposure will take a lots just to get back to the previous peak. How about a larger war chest instead of larger stock exposure? How will the investment portfolio perform?...

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Why Do You Have To Set S.M.A.R.T Investing Goals???

Read? The Goal Is To Have No Goals, But To Have…  When you have goal, the route to it becomes a labour. Put it another way, it is too linear and anything linear is hardly fun or interesting.  The imagination becomes closed to other possibilities. A goal limits your actions. There isn’t room to exploreother pathways.  The goal usually need to be precise and has time-limit. This is exact reason why goals backfire– they encourage us to focus narrowly. As retail investors; you are answerable to nobody except yourself and also there are no bosses to set S.M.A.R.T Goals or KPIs for you to...

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Maximize Or Optimizing Your Wealth In Your Younger Years???

Read? Hey! Are You Married With Kids? Same as the CPF Talk. Initially; the topic suggested was Maximizing CPF For Your Retirement when he was first approached to participate in the talk. If it is aboutMaximizing; then don’t find him. LOL! So do you want to maximize or optimize your wealth in younger years by monetizing all your available free time? Any time lost in your younger years can never be recovered with whatever large quantity of money that you have maximized. For those who wish to have spouse in their life; it is better to find one when you are poorer...

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Eight Months After Retiring From Full-time Employee. What Has Really Changed???

Read? Six Months After Not Doing Anything To Increase GDP As Jobless Man! Saving money vs. Saving time Unlce8888 has initially planned for Taiwan Round 4 in March 2017; but it was cancelled due to his Hernia operations in March so he postponed to August to visit Cairns and avoiding Taiwan due to Typhoon season beginning in August. Flight fare to Cairns Australia is more costly as compared to flight to Taiwan so must do some airfare comparison! Skyscanner shows: (a) Direct flight by SilkAir : $1.5K, 6 hrs 45 mins (b) 1 Stopover by BA+Qantas : $960  19 hrs...

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Better safe than sorry: Resist urge to invest in too-good-to-be-true schemes

Read? Better safe than sorry: Resist urge to invest in too-good-to-be-true schemes …  Such investment scams are usually managed by people who hold meetings in posh offices and hotels, which boosts their public image and lend credence to their products. Some investments appear to providesome form of insurance, which investors wrongly believed could protect their capital. Many of these investors then invited family members and friends to participate, partly because there are commissions to be earned when they refer fresh candidates and partly because they truly believed the schemes were bona fide. Real People. Real Losses CW8888: Oilpods scam; one...

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What Are Those Hidden Costs Behind Index Investing That You May Be Ignoring Them???

e.g. STI ETF as index investing Management fee/Income : 8.3% Transaction costs/Income : 0.8% Total : 9.0% No free lunch. Not much different from hiring domestic helper to do the dirty jobs without getting our hands dirty. Right? Retail investing will require our time or effort to learn over market cycles; if not willing to spend some time and effort to learn this craft; then outsource to institutional based index...

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Warren Buffett reveals what’s holding him back from putting Berkshire’s $90 billion in cash to work

Read? Warren Buffett reveals what’s holding him back from putting Berkshire’s $90 billion in cash to work “I hate cash,” Buffett said in an interview that aired Friday on “Squawk Box,” one day before Berkshire’s annual meeting in Omaha, Nebraska. “I mean we are investing,” he said. “But [cash] is a holding position until you find something else. But the very fact that interest rates are that low makes it hard for us to buy other things because other people buy things with borrowed money, and borrowed money is so cheap.” He added: “If we are competing with equity money...

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What’s My Investing Edge?

Read? What’s My Trading Edge? Singapore Man of Leisure5 May 2017 at 19:44 Sillyinvestor, You may discover it one day ;) 2 hunters in the forest surprised by a menacing bear. An edge is knowing you can outrun the other hunter ;) Hmm…. Discovered! Uncle8888 doesn’t need to outrun anybody else in the market; his edge is knowing his estimated future household expenses for 2+ based on his highest historical household expenses of five andhis Tap 1 can outrun his future household...

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Who Are The Real Investing Influencers???

Walau! Receive reminder email to learn How to Invest Wisely Just anyhow hantam! ————————————- Hi Jacob, We hope that you are having a Fantastic day😊. We are following up with you to see if you are interested in joining us as we are confirming guest list atm? Thank you very much and have an Outstanding Day. We hope to see you. ———————————– Hello Influencers:) Hope that everyone’s having an Incredible Thursday. My name is XXXX and i am sending this invite on behalf of XXX, my partner and blogger. I would like to invite you to a night of...

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Life Experiences : What Some Others Have Went Through Are Reflection To Others Too

Read? Consolidating My New Chapter of Life Can we measure happiness purely from the perspective of money? I was told that there was a blogger telling people not to start a family until one is FI. If this is told on my face, I would ask the person to go and fly kite, because human being may go into existence for that reason. How many people can give birth in the 40s or 50s?Old man marrying young wife? Perhaps. But, that ruler of measuring a relationship by money itself is a joke. Read? Our Life: The Past is not the Present....

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