Author: Dr Wealth

How to Save More Money without Cutting Back on Starbucks

If you’re Singaporean, you probably heard for the first 10 years of your life how important it is to save money as a Singaporean. You’ll also probably heard this from your parents: ‘You need to save money incase the economy crashes.’ ‘You need to save money for rainy days.’ There’s nothing wrong with saving money. It’s how you go about saving money that matters. Through the years, I’ve heard my fair share of crappy advice on saving money in Singapore. First, you get financial ‘experts’ telling you to ‘cut back on Starbucks’ or even worse… ‘get cash back rebates’...

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How Dr Wealth Made 73% off the PEC Ltd Stock

It was 13 Jul 2015. Oil price tanked from US$115 to US$57 over a year. That’s a good 50% drop! Many investors were spooked and started to sell their shares in oil and gas companies. Blue chip companies were not spared either. In the same period, Keppel fell from $10.69 to $8.11 or a 24% decline. Sembcorp fell from $4.04 to $2.82 or a 30% drop. Large order books didn’t count much to comfort investors. In fact, it was expected that many of these orders would be cancelled. Even receivables were not safe, clients could go bust and not...

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How to Win Toto and 4D Even if You’re Sibeh Suay

If you’re Singaporean you’re no stranger to the terms ‘tolong let me strike 4D’ amongst family members, Aunties and Uncles. They make up part and parcel of our usual Singaporean talk. Some people buy Toto and 4D for the hopes of making a million dollars one day. Others do it just as a pastime. Personally for me, I bought Toto only once in my life and that was my Secondary school friends in my late teens. Later, I got interested in the financial markets and I remembered picking up a couple of books containing advice, quips and wisdom from...

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#AskDrWealth What Has Actually Worked Investing

With the investment industry running for as long as we can remember, many studies and strategies have been published to teach us some ways to successfully crack into the stock market. Therefore, you can just expect how there are probably thousands of investment metrics and ratio you can use for stock investing, most especially if you are looking to generate better returns. Psst, hey…looking to become a profitable investor even without knowing anything about finance?: Grab this free guide to Value Investing that has step by step strategies, real life case studies to help you make more money and build...

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[Bid&Ask] It Took Teh Hooi Ling 1 Year To Raise A $100M Quant Value Fund (We Asked Her 5 Questions)

Investing in funds may seem like a stretch for some. Partly due to this are the surrounding misconceptions and beliefs that tend to cloud the investors’ perception. So to give light to what investing in fund is all about, we have the honor of interviewing Teh Hooi Ling of Inclusif Value Fund in this session of the Bid and Ask series. Teh Hooi Ling: An Introduction Teh Hooi Ling is the Portfolio Manager and Director of the fund of Inclusif Value Fund, formed last 2017. She was initially a financial journalist, spending 22 years in one company of one...

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#AskDrWealth ‘Buy Blue Chip Stocks Cannot Go Wrong One La’

One of the most common advice we often heard when for people who are just starting out investing: “Invest in blue chips and you won’t go wrong.” If you’re just starting out, you may find this advice all too familiar. And for those who are in this industry for long, you may have realized by now how wrong this is. In this episode of #AskDrWealth, we’re going to explain why this advice is just another common misconception . We will go in deep about why blue chips stocks are like all other investments, risky. And what you should do...

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A New, Painless Way To Bet On The Underdogs of The S&P500

Our personal finance blogosphere tends to focus on picking and investing in local stocks. This is understandable given that we have a tax-friendly regime and it makes sense to make full use of this home advantage, especially with REITs. And if you look the STI ETF (Index fund for the Singaporean stock exchange), it hasn’t seen much growth in the past decade. To be fair, this isn’t that bad, as we could dollar cost average and take advantage of the lower price by accumulating more shares during this period of market stagnation. And dividends would also make up for the poor market...

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3 Ways Investors Can Boost Their Returns: DBS Multi-Currency Account.

Apple Inc. has just crossed the trillion dollar market capitalisation mark. That is US$1,000,000,000,000. I hope I have gotten the number of zeroes correct. I am proud of having contributed to Apple’s earnings over the years and now, I bask in a tiny bit of that glory. Today, technology companies are powering the world’s economy and significantly influencing our daily lives. I cannot function without Google products and I find it difficult to communicate with people without Facebook services. Many investors have recognised this trend and hopped onto the bandwagon, and any portfolio today that does not have exposure...

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#AskDrWealth I’m In Debt, Should I Still Invest My Money?

Without most people knowing it, having a thousand dollars of credit card debt means having to pay the average credit card interest of 24% per year. Now, if you own $1,000, you will have to pay $240 of interest at the end of the year. Psst, hey…are you here to learn how you can invest profitably?: Grab this free guide to Value Investing that covers everything from practical strategies to case studies now You may find yourself in a bind if you are heavily in debt. Then somewhere, you heard that you could make money from stock investing. So you...

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The Real Singapore Inc. — Why We Don’t Have A Global Company

Exactly one hundred and ninety nine years ago, Sir Stamford Raffles arrived onto the island of Singapore. Appointed the Governor General of Bencoolen just a few months before, he had recently convinced his superior in India to fund a new British base in the region. Singapore had a lot of things in her favour. There was an excellent harbour that could provide shelter for merchant ships and an abundance of fresh water and timber for ship repairs. Most importantly, the Dutch have yet to establish a presence in Singapore. Raffles wasted no time. Within a week of his arrival,...

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My Thoughts About Nikko AM SGD Investment Grade Corporate Bond ETF

In this article, I will provide my personal views and have an open discussion with you on the recently launched bond ETF: Nikko AM SGD Investment Grade Corporate Bond ETF. If haven’t heard of it, this is a new product created by Nikko AM and you can find more information about the bond ETF over here. 1. IOP of an ETF is unlike IPO of a stock There is no need to rush to subscribe the bond ETF during IOP (Initial Offering Period). For subscription of the bond ETF during the IOP, you will get all units for the...

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PropNex vs APAC Realty (ERA): The Battle Of Two Real Estate Broking Giants

What a time for PropNex to list on the SGX! Within days more property cooling measures were announced and PropNex share price tanked over 20% in a day! Could this be an investment opportunity? The two largest real estate broking agencies in Singapore have tapped the capital markets to fund their business expansion. ERA (or APAC Realty – the name of the listed entity) was listed on 28 Sep 2017 while PropNex is planning to list on 2 Jul 2018. They both topped the real estate agent count in Singapore. #1 Real estate broking is an asset-light business, so...

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#AskDrWealth If I Invest In DCA and Price Goes Down Should I Cut Loss?

In this session of #AskDrWealth, we are going to address one of our readers concerns pertaining to investing in Dollar Cost Averaging. Last week, we received an email from a reader asking about his regular investment plan, or as some people know it, Dollar Cost Averaging. He asked: “When the share price goes lower, or even in downward trend, shouldn’t he be selling the shares and prevent further losses?” He also added: “Because regular savings plan are always invested or executed on every month, what if on that day the share price is on the downtrend, wouldn’t that be...

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A Day In The Life Of A Millionaire Trader With Robin Ho

Many of us dream of becoming a full time trader. We dream of being in command behind the numerous computer monitors. We dream of making lots of money with nothing but our wits and guts. We dream of never needing to report to a boss. In reality, trading is an extremely difficult game.  Only the top few traders are able to stay long enough and make good profits in the long run. For the rest, it remains a dream. Recently, I had a chance to shadow one of the top traders in Singapore, Robin Ho. I was able to...

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[BidAndAsk] The Traders’ Blueprint – No B.S. Interview With 4 Battle-Scarred Traders

In today’s BidAndAsk series, we invited the four authors from The Traders’ Blueprint: Winning Strategies for Profiting from Stocks, Forex, Commodities and Options. You’ll learn what it takes to become a profitable trader. Learn more In this video, you will discover:  What exactly is The Traders’ Blueprint and why they came together and wrote the book.  Common misconceptions about trading they have often encountered Their biggest trading losses and how you can avoid What are their best advice to traders who are completely new What would they recommend for someone who wants to quit their 9-5 and start trading...

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