Author: Financial Horse

Share your Investing Ideas. Write for Financial Horse.

Source: The Writing Cooperative I wanted to start off this post by saying that I love investing, and I love writing. Financial Horse was one of the best things that happened to me in 2018. It gave me a platform to organise my thoughts, to share them with a sophisticated and knowledgeable audience, and to receive constructive feedback. Writing week after week quickly forces you to brush up on any shortfalls in your investment knowledge, and the knowledge gain really adds up over time. But I am only one person. I work a full time day job that limits...

Read More

Top Reads this Week (30 Dec)

If you enjoyed this, do also check out Financial Chickens, a new initiative to compile the top daily reads from the sources that I personally follow. This is going to be the last Top Reads for the year, so Happy 2019 to all readers! 4 Important lessons I learned from investing in 2018 (Fifth Person) I love reading about other people’s mistakes, because every mistake I learn from, is one that I don’t repeat. (Don’t take this the wrong way, I’m not a sadist…) Shared by a reader: Follow up on Singtel 5.9% yield – Are dividends at risk? (Asia...

Read More

Guide to Investing for Expats / Foreigners in Singapore

One of the things that really surprised me from the recent feedback was the number of non-Singaporeans reading this blog. To all such expats or foreigners reading this, a huge, huge welcome to Singapore! As Singaporeans, we warmly welcome you to our humble island! It’s pretty small, but hey, the people are friendly and it’s sunny all year round! Even for those who are based overseas, you are always welcome to visit or invest in Singapore. 🙂 For this very unique audience though, I wanted to pen an article on investing in Singapore, the options available, and the pros...

Read More

A quick note on investing in 2018

Dear Readers, As this year draws to a close, I wanted to pen a heartfelt note to each and every one of you. 2018 has been a landmark year for Financial Horse. Financial Horse was founded in February 2018, and has quickly grown into a leading investment and personal finance website in Singapore. Our Facebook Group has surpassed 3500 members, the Facebook page has crosses 1800 likes, and the site regularly achieves 50,000 to 100,000 monthly views. Yet none of this would have been possible without you guys. I started Financial Horse to provide clear, no bullshit, investment advice...

Read More

Top Reads this Week (23 Dec)

If you enjoyed this, do also check out Financial Chickens, a new initiative to compile the top daily reads from the sources that I personally follow. CDL repurchased $21.4 million in shares in two months – is it worth a look? (The Fifth Person) I’m quite bearish on property developers in general, but I did enjoy this article on CDL. Definitely not buying though… Shared by a reader: Why looking at the dividend yield is one of the worst things you can do (The Asia Report) The Fed screwed up badly (Scott Grannis) Absolutely agree on this one. I think...

Read More

Complete Guide to Supplementary Retirement Scheme for Singaporeans

Source: DBS I was doing research on the Supplementary Retirement Scheme the past week, and I must say, the existing content out there is downright criminal. Given that I’d already spent all that time researching and thinking about SRS, I figured I’d pen an article this week to share my decision making framework for all fellow Singaporeans out there. Basics: Supplementary Retirement Scheme (SRS) Very simply, the Supplementary Retirement Scheme is a form of tax planning. Each Singaporean can top up S$15,300 a year into a SRS account, and any amount that you place into SRS is tax exempt....

Read More

SingTel at S$2.96 – 3 quick thoughts on why I’m still not a buyer

In my previous article on SingTel, I ended off by saying that I would consider buying SingTel at a 6% dividend yield, which works out to about S$2.91. SingTel was trading at S$3.33 back then. Today, it closed at S$2.96, which is an awful lot closer to the magical 6% yield I had set for myself. I also chanced across this article shared by another blogger that puts forth quite a bullish case on SingTel. All that got me thinking, with SingTel at S$2.96, if it were to drop a little more and start trading at a 6% yield,...

Read More

SingTel at S$2.96 – 3 quick thoughts on why I’m still not a buyer

In my previous article on SingTel, I ended off by saying that I would consider buying SingTel at a 6% dividend yield, which works out to about S$2.91. SingTel was trading at S$3.33 back then. Today, it closed at S$2.96, which is an awful lot closer to the magical 6% yield I had set for myself. I also chanced across this article shared by another blogger that puts forth quite a bullish case on SingTel. All that got me thinking, with SingTel at S$2.96, if it were to drop a little more and start trading at a 6% yield,...

Read More

Top Reads this Week (17 Dec)

First off, apologies for the delay in the Top Reads this Week as I was sick all weekend. As a bonus, this week’s top reads also includes a huge piece of news just out today: MAS doubling the limit on SSBs, and allowing purchases via SRS funds. This definitely opens up a lot more opportunities on using SSBs as a portfolio diversifier, and SRS as a means of tax planning. I’ll definitely be doing a fuller post on this once I wrap my head around the full implications. If you enjoyed this post, do also check out Financial Chickens, a...

Read More

Top Reads this Week (17 Dec)

First off, apologies for the delay in the Top Reads this Week as I was sick all weekend. As a bonus, this week’s top reads also includes a huge piece of news just out today: MAS doubling the limit on SSBs, and allowing purchases via SRS funds. This definitely opens up a lot more opportunities on using SSBs as a portfolio diversifier, and SRS as a means of tax planning. I’ll definitely be doing a fuller post on this once I wrap my head around the full implications. If you enjoyed this post, do also check out Financial Chickens, a...

Read More

Top Reads this Week (17 Dec)

First off, apologies for the delay in the Top Reads this Week as I was sick all weekend. As a bonus, this week’s top reads also includes a huge piece of news just out today: MAS doubling the limit on SSBs, and allowing purchases via SRS funds. This definitely opens up a lot more opportunities on using SSBs as a portfolio diversifier, and SRS as a means of tax planning. I’ll definitely be doing a fuller post on this once I wrap my head around the full implications. If you enjoyed this post, do also check out Financial Chickens, a...

Read More

5 Investment Predictions for 2019 (Singapore Edition)

As every investor will know, 2018 has been an absolute disaster for almost all asset classes. The year to date (YTD) returns for major asset classes as at October 2018 are set out below, and if you plot the same chart as at December, almost everything is going to be in the red. That’s how bad it was. So what does 2019 hold in store for us? I’m going to set out 5 investment trends here, and how to play them. Of course, please note that these are just my predictions. Regardless of whether you agree or disagree with...

Read More

5 Investment Predictions for 2019 (Singapore Edition)

As every investor will know, 2018 has been an absolute disaster for almost all asset classes. The year to date (YTD) returns for major asset classes as at October 2018 are set out below, and if you plot the same chart as at December, almost everything is going to be in the red. That’s how bad it was. So what does 2019 hold in store for us? I’m going to set out 5 investment trends here, and how to play them. Of course, please note that these are just my predictions. Regardless of whether you agree or disagree with...

Read More

5 Investment Predictions for 2019 (Singapore Edition)

As every investor will know, 2018 has been an absolute disaster for almost all asset classes. The year to date (YTD) returns for major asset classes as at October 2018 are set out below, and if you plot the same chart as at December, almost everything is going to be in the red. That’s how bad it was. So what does 2019 hold in store for us? I’m going to set out 5 investment trends here, and how to play them. Of course, please note that these are just my predictions. Regardless of whether you agree or disagree with...

Read More

Top Reads this Week (9 Dec)

If you enjoyed this, do also check out Financial Chickens, a new initiative to compile the top daily reads from the sources that I personally follow. The Investment Outlook for 2019: Late-cycle risks and opportunities (JP Morgan) If you have some time this week, this is well worth the read. Sums up most of what you […] The post Top Reads this Week (9 Dec) appeared first on Financial...

Read More

Like us on Facebook

Follow us on Twitter