My Stock Portfolio @ end Jul 2014

No. Stock Name Lots Portfolio% Avg Cost$ Breakeven$ Market$ 1 Starhub 5 15.73 3.22 2.72 4.26 2 SGX 3 15.64 4.19 2.85 7.06 3 SPH 5 15.33 3.99 3.39 4.15 4 SingTel 2.2 6.58 3.37 3.20 4.07 5 CapitaMall Trust 4 5.82 1.76 1.35 1.97 6 AIMS AMPI Reit 5 5.52 1.47 1.42 1.495 7 CapitaLand 2 5.10 3.91 3.61 3.45 8 SATS … [Read more...]

IPO – Accordia Golf Trust

Out of the blue my broker contacted me and asked whether I would like to subscribed some IPO shares of Accordia Golf Trust. I was quite surprised because my broker has never done that in the past and normally he never bothered with small investors like myself.  This was the first alarm bell. I thought then that maybe the response for this particular IPO was just too lukewarm and they have … [Read more...]

My Stock Portfolio @ end February 2014

No. Stock Name Lots Portfolio% Avg Cost$ Breakeven$ Market$ 1Starhub517.633.222.824.182SPH517.503.993.464.153SGX317.414.192.896.884CapitaMall Trust34.811.711.171.905CapitaLand24.813.913.692.856AIMS AMPI Reit44.501.561.561.3357Suntec Reit34.211.521.141.6658CDL HTrust34.121.661.111.639SIA Engg13.984.864.924.7210Starhill Global63.950.710.550.7811SingTel1.23.613.212.883.6012Frasers … [Read more...]

Feb Fixed Deposit Rates Update – 1.18% P.A.at Bank of China

First some clarifications: Fixed Deposit is not for real investment.  My review on Singapore's FD is limited to S$50,ooo and below; and tenure term not exceeding 12 months.  Fixed Deposit is for parking the emergency fund and allowing immediate access to the fund when needed.  These are also based on the following considerations:1. Singapore's Deposit Insurance Scheme … [Read more...]

My Stock Portfolio @ end January 2014

No. Stock Name Lots Portfolio% Avg Cost$ Breakeven$ Market$ 1Starhub518.273.222.824.272SGX317.594.192.936.853SPH517.083.993.463.994AIMS AMPI Reit44.951.561.561.4455CapitaMall Trust34.801.711.191.876CapitaLand24.723.913.692.767SIA Engg14.224.864.924.938Suntec Reit34.131.521.161.619CDL HTrust34.121.661.161.60510Starhill Global63.930.710.560.76511SingTel1.23.603.212.883.5312Frasers … [Read more...]

SMRT – flashback to the beginning

Ironically, just after the announcement of the fare hike, MRT has another major breakdown on Monday, Jan 20.  About 19,000 commuters were affected.Nowadays,  MRT breakdowns have become the norms rather than the occasional hiccups.  It makes a mockery of SMRT's vision: "Moving People, Enhancing Lives".One of my friends sent me this information which most people have forgotten. … [Read more...]

Jan Fixed Deposit Rates Update – 1.10% P.A.

First some clarifications: Fixed Deposit is not for real investment.  My review on Singapore's FD is limited to S$50,ooo and below; and tenure term not exceeding 12 months.  Fixed Deposit is for parking the emergency fund and allowing immediate access to the fund when needed.  These are also based on the following considerations:1. Singapore's Deposit Insurance Scheme … [Read more...]

My Stock Portfolio @ end December 2013

No. Stock Name Lots Portfolio% Avg Cost$ Breakeven$ Market$ 1SGX318.134.192.937.262Starhub517.863.222.824.293SPH517.153.993.464.124CapitaLand25.053.913.693.035AIMS AMPI Reit44.761.561.561.436CapitaMall Trust34.761.711.191.9057SIA Engg14.214.864.925.068CDL HTrust34.101.661.161.649Starhill Global63.920.710.560.78510Suntec Reit33.851.521.161.5411SingTel1.23.633.212.953.6612Frasers … [Read more...]

Looking Ahead to 2014 (Part 2): Dividends

As mentioned in my previous post, 2014 will be a major step in my journey towards financial independence.  As the HDB housing loan is my highest expenditure per month, getting rid of it is certainly one huge stone off my chest. As my priority for the year is getting rid of the HDB loan, probably I will not be injecting too much money into my stock portfolio.My projected … [Read more...]

Looking Ahead to 2014 (Part 1): To be debt-free

2014 will be a milestone year for me.  I am planning to be finally debt-free by the end of 2014.My outstanding HDB housing loan will dip below $100K in 2014, making it impossible for further re-financing with the bank.I have done a loan re-financing in 2012, with 2 years locked-in period.  It was not a bad deal as the interest rates were 1+% for the first year, 2+% for the … [Read more...]

2013 Portfolio Review (Part 2): Dividends

I am continuing my review of my stock portfolio:Dividends collected:Total dividends in 2013: $5,717.51Average monthly dividend: $476.46Annual portfolio yield: 5.54%In comparison,Total dividends in 2012: $3,590.86Average monthly dividend: $299.24This represented an increase of 59.2% in dividends collected.Best dividend yielder in my portfolio:(based on dividends collected … [Read more...]

2013 Portfolio Review (Part 1): Deadwood

Time flies and 2013 is ending soon.  All my tradings are done and all dividends are collected.  It is time to review my portfolio in 2013.Getting rid of deadwood (Sold):1. SMRT (75.1% gain) (from initial investment including dividends): - Past dividend angel with historic good dividend payouts.  - However, now no longer attractive with escalating maintenance … [Read more...]

Initiated a small position in SIA Engineering Co

I have always wanted to buy SIA.  It is one of the premium brand/stock in Singapore.  However, the price is high and there are many associated risks with the stock, such as ridership numbers, oil price, stiff competition, etc.I think SIA Engineering Co is a safer and less volatile option.  SIA has a substantial stake in SIA Engineering Co, which is a leading aircraft maintenance, … [Read more...]

My biggest loss – Global Yellow Pages

Last month I told my buy and hold strategy that works with SGX.  As promised, now I will blog about another of my ex-stocks that buy and hold strategy failed miserably.As you can see on the title of this post, that stock was Global Yellow Pages.  Although it was my biggest loss, some lessons are learnt.While I have a lot of travels in my early days, I was in Singapore … [Read more...]

SGX Purchase – Balancing my stock portfolio

My post last month mentioned that the cost for my SGX  will come down to zero within the next three years.  However, this is not going to be as I have added one more lot of SGX at end of last month.The purpose of adding SGX is to balance my portfolio.  My portfolio was set up using SGX, SPH and Starhub as foundation stocks, while Reits and other dividend stocks are … [Read more...]

Dec Fixed Deposit Rates Update – 1.10% P.A.

First some clarifications: Fixed Deposit is not for real investment.  My review on Singapore's FD is limited to S$50,ooo and below; and tenure term not exceeding 12 months.  Fixed Deposit is for parking the emergency fund and allowing immediate access to the fund when needed.  These are also based on the following considerations:1. Singapore's Deposit Insurance Scheme … [Read more...]