Author: Seedly

What Did Our Dads Teach Us About Money – Happy Fathers’ Day

Ah, it feels like every other day, not because we don’t love our fathers enough but more so because our fathers are nonchalent about it. Should we or should we not celebrate Fathers’ day then? At Seedly, we have gathered a bunch of Grammy-worthy dad advice on personal finance, especially the ones that he unknowingly blurt out that make headlines on our social media or as mantra in our lives. The Wise Fathers Fathers would always want to portray a certain kind of image to maintain that non-existent hierarchy in the family but we all know it is to give...

Read More

8 Daiso Items That Are Totally Worth Every Cents: Based On Real Community Reviews

I made my first trip to Daiso 6 years ago when I just moved out to live on my own. During this time, there were tons of stuffs that I needed to buy. That’s when a senior of mine recommended, “Go to Daiso la! You’ll find everything at $2.” Curious to find out, I decided to see for myself. Honest opinion? It was like walking in a magical wonderland where you just wanted to grab everything (and you didn’t even bother to look at the price tag!) For just $2, you can get various items, from toiletries, kitchenware, to Japanese...

Read More

Grants for Your Dream to Start a Business – Be Your Own Boss!

Ever had a dream to save the world but woke up disappointed realising that you are not Batman? In Singapore, there are many ways to find your Batman to help you achieve your dreams – on being your own boss! Being one of the best place to start a business, there are many available government schemes in Singapore to help new businesses with funding, the main conditions for the entrepreneur to fulfill to be eligible for such fundings is: Singaporean/PR The company has to be based in Singapore Have a minimum of 30% local shareholding Editor’s Note: This is not a...

Read More

How much does it cost to get Singapore into the world cup?

Imagine waking up one day to see Singapore in the FIFA World Cup and go on to win it. That feeling will be comparable to when Joseph Schooling clinched the gold medal at the 2016 Olympics. TL;DR – Living the Singapore World Cup dream Assuming positive monetary input produces positive results, Singapore will need to pump in an additional S$289 million into football to win the World Cup! Singapore’s players are drawing less than S$3,000 per month while players in Premier League on average draws S$286,666 per month. Across the border, players in the Malaysian Super League are paid...

Read More

Singapore Renovation Loans Comparison

< BACK TO MAIN BLOG 13th June 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. The BTO quarterly launch has just passed in May last month. Following that comes money worries like whether you have enough money to hold a wedding if you plan on taking up mortgage loans, HDB loans or Bank loans, and even renovation loans. By now we should all know that planning to buy a house isn’t that simple. Previously on our Facebook Live about getting your first property in Singapore, we talked...

Read More

How Much Does Ultra Music Festival (UMF) Makes?

Ultra Music Festival (UMF) is just around the corner and we can no longer contain our excitement. Personally, I am a big sucker for artiste such as Above & Beyond, and there was little consideration when they are part of this year’s lineup. If you have no idea who Above & Beyond are, here you go: [embedded content] My attempt to catch my favourite DJs in action costs me S$179.50 (including S$2.50 worth of fees). How much revenue does Ultra Music Festival (UMF) Make? Looking back at the numbers from the year 2017, we are quite surprised that Ultra...

Read More

5 Dirty Things Shops Do: Pricing Tactics

At Seedly, we love to share ways to help you make smarter personal finance choices. Here in this article, we will be sharing with you 5 dirty pricing tactics that shops do with that we unknowingly (sometimes also willingly) fall for. This article should make you more aware of such pricing tactics to prevent you from falling into their trap. These are actually psychological pricing tactics. What is Psychological Pricing? It is a tactic commonly used targeting consumers who react to prices with emotions than logically. Basically, using your heart to think instead of using your brain. This aims to make...

Read More

The World Of Luxury Banking

For the crazy rich, all that glitters is gold. “Private banking” brands the elite and nothing screams affluence more than having an account with UBS. Why do we need to know all of this? I guess we don’t, but sometimes we can’t help but to be a bit kaypoh. Plus you never know, you may strike 4D one day. The Singaporean median household income is $8,846. 12.4% of these are households who earn $20,000 and above a month. That’s a sizeable percentage considering our 5.61 Million large population today. To qualify for private priority banking and not just priority banking, it takes at...

Read More

Trump-Kim Summit: Singaporeans’ Voice on The S$20 Million Cost And A Brief History Timeline

Unless you live in a shell, you would have heard news about the historic summit between US President Donald Trump and North Korean Kim Jong Un being held in Singapore. This historic moment will be held at Capella Hotel on Sentosa. The Trump-Kim summit costs roughly S$20 million to host Here are some pointers to note: Singapore was asked to host the meeting, we did not really volunteer for it. Singapore spent close to S$20 million on this submit, with half of which going into security. The rest of the cost will be on the summit’s logistics which includes...

Read More

20 Things Only Singaporeans Do: Personal Finance Edition

We may call ourselves a little red dot but I believe we are more of a little oddball. We have plenty of practices only Singaporeans do that differs from the rest of the world but its the very crux of what drives our economy. It is really these things that what makes us, us. *cues National Day song* So here are some things that only Singaporeans do: 1. We refuse to pay for distilled water at restaurants but we are okay with consuming free tap water. 2. We buy a Certificate of Entitlement (COE) that can cost up to...

Read More

Come Learn With Seedly: Kopi Meets Investing

< BACK TO MAIN BLOG 10th June 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. If you haven’t already known, we have an upcoming Seedly event this July and we would love you to be a part of this!   You have played a YUUGE (huge) part of our Community and we would like to extend a helping hand by gathering experts in the respective investment field to share some knowledge, for us to learn together as a community. We will not be able to record/ Facebook Live...

Read More

Is It Fair For Coffee Shops To Charge Us More For Iced Coffee/Tea?

For most Singaporeans, the level of productivity for a normal workday depend heavily on that first cup of caffeine that we grab near our workplace. This is very much the same for the Seedly team, except that I am a big fan of iced coffee while they are all very ok with a hot cup of coffee. This means what I usually end up $0.10 to $0.30 more for my daily dose of caffeine. I usually go on to have one more cup of iced coffee in the noon. This means that I will go on to spend: An...

Read More

Breaking News: Obike Users Are To Check Their Deposits Now!

First things first, If you are an Obike user who has made a deposit with them in the past If you have not been active on the Obike app You might have fallen victim to what we are going to bring up in this article. Obike converting deposits in idle accounts into 1,000 days SVIP subscriptions, WITHOUT users’ consent We came across a reddit thread that talks about a method which Obike might be using to lock in deposits of users and prevent them from drawing out their deposit. So here’s what is going on: Idle Obike accounts are secretly...

Read More

5 Questions to Ask When Getting an Insurance Plan

According to a 2016 survey by Prudential, 70% of Singaporeans are underinsured. Many do not know the required amount of insurance needed and have an insufficient amount of coverage. Or, some may be purchasing overlapping plans, thinking that more is better. To take charge of your personal financial security, here are 5 questions for your financial advisor when you are considering to take up an insurance plan: 1. How Well Am I Currently Covered? This is a question that may be missed by some, either because they believe that their current insurance is sufficient, or because they...

Read More

Best Dining Rewards Credit Card

< BACK TO MAIN BLOG 7th June 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. Food, the heartbeat of all Singaporeans. The ideal situation is that you can reap all the benefits like rewards and cash back by paying with your credit card.   Credit card terms and categories can be quite confusing. You may want to look at this guide to MCC Codes for credit cards as a reference while going down the list of credit cards. Best Dining Credit Card Rewards: TLDR; Credit Card Dining Perks Max....

Read More

Like us on Facebook

Follow us on Twitter