Author: Seedly

Seedly + ShopBack

< BACK TO MAIN BLOG 8th May 2018 Passionate about helping people make smarter financial decisions. You can contribute your thoughts like Kenneth here. When Tee Ming and I started Seedly nearly two years ago, we set out to change and improve the way people manage their money to make smarter financial decisions. We’ve had an amazing time, watching Seedly grow into a vibrant community in Singapore. Today, we couldn’t be happier to announce that Seedly has agreed to be acquired by ShopBack. Every day that passes, we see more users and community members share their experiences through Seedly...

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The Ultimate Consumer Journey Guide: Tools To Help You Choose The Best Financial Product

< BACK TO MAIN BLOG 7th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Deciding on the best financial product for yourself can be a difficult task. With the advancement of technology, the internet allows us access to information at the click of a button. This, however, opens more doors to a whole new set of problems. With Google and Facebook bagging a huge part of the globe’s marketing budget, how do we know if our research on a certain financial product is accurate and not just another marketing gimmick?...

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Behind the Scenes: Sales – Insurance Industry. Is this for me?

Have you ever considered being a Financial Advisor for its high earning potential? Or travel incentives? Or even flexible working hours? Be your own Boss! Or out of desperation? Before you jump right in, do consider what is on the flipside as it is going to be a long-haul ride! Editor’s Note: Figures and examples used in this post do not represent all agency and their practices. Let’s quickly get to it, shall we? It is good money (undeniably) Embarking on a career in sales is enticing for its high earning potential. It is very common to witness your agent-friends getting...

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What Is Your Returns If You Dollar Cost Averaged Into The Straits Times Index Exchanged Traded Fund (STI ETF) For The Past 8 Years

< BACK TO MAIN BLOG 5th May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. ” Invest into the STI ETF they say. It is good, they say.” That was exactly what I did upon graduation. The reason behind it was simple back then. Most of the financial blogs were recommending STI ETF Most of my friends were Dollar-cost averaging into the STI ETF(that was the only thing we know to invest in) I am not really the best at handling peer pressure, so I invested too. With time totally not...

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The Working Adult Guide: Term Life vs Whole Life Insurance. Which Should I Get?

< BACK TO MAIN BLOG 3rd May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Hey ya! Good job on taking the first step in your personal financial planning – RESEARCH. It is important to note that there are many different routes to the same destination but it’s definitely best if we take the cheapest route there! – And that’s what we are here for! TL;DR – Before choosing between a Term and a Whole Life Never lose focus on your objective – why are you buying insurance?...

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What Marvel’s History and Success Taught Us About Personal Finance

< BACK TO MAIN BLOG 2nd May 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. When we think of Marvel Cinematic Universe today, we associate it with one of Hollywood’s biggest brand, a multi-billion-dollar business and our favourite superheroes. TL;DR: Marvel’s journey from bankruptcy to billions and personal finance Editor’s Note: There will be NO SPOILERS for AVENGERS: Infinity War in this article. I promise! If you have yet to catch Infinity War, here’s the Movie Ticket Price Guide. How much does Marvel Cinematic Universe profit from each movie? Out of curiosity,...

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GREAT270: Short-Term Endowment Plans & Factors To Consider

< BACK TO MAIN BLOG 2nd May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. Great Eastern has launched their popular short-term Endowment Plan again this time for their 110th Birthday, the GREAT270 Endowment Plan. I don’t believe I am the only one having my Instagram stories flooded with promotional shoutouts by the respective insurance agents. Kudos to them though for their hard work! While it is the Financial Advisors’ jobs to sell their products and maybe educate the consumers, it is our job as consumers to do our...

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Labour Day: 4 Cool Facts about Labour Day in Singapore

< BACK TO MAIN BLOG 1st May 2018 Turning finance into boba-sized pieces. One iced milk boba tea, please! You can contribute your thoughts like Cherie here. You know what that means, a day off from work! *throws confetti* We hope that you have managed to strategically book your annual leave to enjoy the extended weekend. Whether you are planning to “lepak” at home or having a short trip. If you have not, it is not too late to look at the other dates. Read also: Long Weekend Destinations For 2018 TL;DR – We found out some cool facts...

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These Hacks Can Help You Save Money For Your Next Holiday

< BACK TO MAIN BLOG 29th April 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Singaporeans will always have room for a little getaway as long as our bank balance permits. This need to travel could be the result of our workaholic culture which makes an escape from Singapore even more satisfying and addictive. In fact, 26.8% of Singaporeans will eventually take up to 4 vacations every year. Given that we are frequent travellers, there are some tricks that we all should be aware of, to prevent blowing all our budget on...

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What should I do for my mum this Mothers’ Day?

< BACK TO MAIN BLOG 26th April 2018 Turning finance into boba-sized pieces. One iced milk bubble tea, please! You can contribute your thoughts like here. Note: We are not sponsored by any of them to say this! All opinions and thoughts are our own 🙂 Ever asked your mum what would she like to have on Mother’s Day and she goes, “you don’t have to get me anything”? Lo and behold, when the day arrives, you notice she is actually (silently) expecting something. Only then, you are left frantically looking for places to dine but everything is either...

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This Singaporean Created Thousands of Jobs Over The Past 50 years, Yet Not Many People Have Heard About Him

< BACK TO MAIN BLOG 26th April 2018 Passionate about helping people make smarter financial decisions. You can contribute your thoughts like Kenneth here. You probably have heard about Lee Kuan Yew, a visionary in Singapore who shaped the future. However, this article is not about him. It is instead focused on the lesser known, operational aspect of the Singapore Inc. startup, the founder who led economic reforms to generate thousands of jobs. A man by the name of Philip Yeo. Accomplished yet Controversial Civil Servant For those who are between ages of 20 to 35 years old, the name Philip Yeo...

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Can You Afford Cancer Treatment? An Insight On The True Cost Of Cancer Treatment In Singapore.

< BACK TO MAIN BLOG 25th April 2018 Turns caffeine into digestible finance content. You can contribute your thoughts like Ming Feng here. Sitting next to an elderly couple at the registration counter while helping my relative out with her payment National Cancer Centre Singapore. While my relative was lucky enough to have her treatment covered by insurance, the elderly couple beside me was not so fortunate. The man, in his seventies, was passing whatever debit card he can find in his wallet, just to have them all rejected by the system. ” My CPF?”, he murmured, just to...

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Do Millennials Need To Start Retirement Planning?

< BACK TO MAIN BLOG 22nd April 2018 Most of my expenditure is on sustenance. Yes, I meant food. You can contribute your thoughts like Junel here. People associate retirement planning with, well, something you need to think about when you’re old. I know for sure if I grabbed any one of my friends and asked them if retirement even ever crossed their minds, the answer will be a definite ‘no’. The whole meaning of ‘planning’ is to start early and pace yourself out. People don’t realise that retirement planning is a big part of their financial planning. It...

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Cost of Getting A Car In Singapore 2018: What Contributes To The High Car Price?

Singapore has been doing a great job retaining its number one title as one of the most expensive cities in the world, with one of the main factor being the average cost of owning a car. Based on a survey done in the year 2014, where the price of owning a Volkswagen Golf 1.4 is compared across 156 countries, Singapore came in top place. source: carbuyer.com.sg Here’s how the price of a car in Singapore compares to other countries: Do note that the currency below is in USD for better comparison. Country Price of car (Volkswagen Golf 1.4) Singapore $110,479.80...

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Your IPPT Incentive Is Worth More Than You Think

We feel you. The yearly IPPT routine is an obligation. Despite the new IPPT format and monetary incentives, there are days we give in to our inner sloth and not keep up our physical fitness for it. The IPPT Calculator might be providing a really convenient way for NSmen to calculate their IPPT score, but the impact of such tool is nothing without the NSmen feeling motivated to do well for IPPT. There is a need for a greater motivating factor to keep the will to keep fit in our fellow NSmen burning. Something greater than just the yearly monetary...

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