Author: ValueChampion

Where is the Cheapest Place to Buy Chanel?

As a symbol of class, timeless elegance and exceptional quality, Chanel has withstood the test of time as one of the most respected fashion houses. With several iconic pieces including the 2.55 bag, Boy bag and two-tone slingback heel, Chanel goods have always been status symbols. With a quickly growing middle class in Asian countries in the past few decades, Chanel and other luxury items have become a mark of the newly wealthy middle class. Thus, it makes sense that Chanel bags are very popular in Singapore, a country that has risen to a high level of prosperity in...

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Easy Personal Finance Tips That Can Dramatically Cut Your Honeymoon Costs

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Singaporean weddings are increasingly expensive, which can potentially leave you and your partner with a smaller budget for the honeymoon. Fortunately, there are several ways to drastically reduce the costs of your first trip as newlyweds, all of which require just a bit of planning and financial savvy. Earn a “Free” Roundtrip Flight From your Miles Credit Card Perhaps one of the more expensive parts of a honeymoon is booking your flight. In fact, many popular honeymoon destinations require round-trip...

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Will WeWork Ever Become Profitable?

WeWork (or the We Company), the biggest co-working space company in the world, was last valued at $47bn. In comparison, the company is set to generate revenue of “meager” $3bn in 2019, with operating losses nearing -$3bn for the year. Can such a lofty valuation be justified by this type of financial metrics? To explore this question, we analysed its IPO filings as well as its business model, both of which bear a striking resemblance to a truly great business, Amazon. But, some context is required to truly appreciate the strange situation interested investors may find themselves in regards...

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Which Dining Options Are Best for University Students?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Whether you’re heading off to university for the first time or returning to campus for yet another year, you may be wondering how to effectively plan out your dining budget. While there are a variety of options available, some are more cost-effective than others. In this article, we explore the pros and cons of 3 dining options so you can make the best decisions to save on food this semester. University Food Courts: Social Hotspots, But Often Overcrowded As you...

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Should You Wait for the Next Big Promotion to Apply for a Credit Card?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Welcome promotions and sign-on bonuses are fairly common attractions for aspiring credit cardholders. Typical offers range from cash rebates and miles to gifts (like luggage) and more. While promotions tend to remain roughly consistent in terms of value for specific cards or banks, there’s still a temptation to wait for the next big offer–perhaps a 100,000 mile giveaway or S$150 bonus rebate. If you’re considering opening a new credit card, is it better to delay in anticipation, or to move...

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3 Renovation Tips for Pet Owners

Planning a home renovation can be exciting, but when you have a pet it can also be complicated. In this article, we lay out tips and estimate the costs associated with renovating for pet owners that are planning to upgrade their home. Logistical Issues: Consider Doggie Daycare Some home renovation projects may cause a disruption in your home. For example, extensive renovations may take entire rooms out of commission. Therefore, if you have a pet, it may be necessary to find somewhere for your animal to stay during the remodeling stages. For example, dog owners might consider a daycare...

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3 Shocking Perks That Make Your Workout Worthwhile

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} There are plenty of benefits associated with working out, ranging from general wellness and physical health to burning calories and building muscle. While self improvement is always attractive to a degree, gym memberships and fitness subscriptions can end up being quite expensive, and working out often requires a significant time investment. Given potential cost deterrents, what greater value–beyond the readily known–can physical activity actually provide? Establish a Routine, Boost Your Salary It may seem surprising, but maintaining a regular exercise...

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Be Aware of These 5 Common Mistakes to Ensure a Comfortable Retirement

The goal of a comfortable retirement is challenging for many. Even those that plan ahead can fall victim to a number of pitfalls. To help consumers achieve their retirement goals, we’ve identified some of these mistakes and provided advice for avoiding them. Underestimating Retirement Expenses Perhaps the most important factor in assessing the adequacy of one’s retirement savings is the estimated financial costs of retirement. One common mistake is to underestimate how much money one will require after retiring. There are a number of reasons that people commonly make this mistake. First of all, individuals tend to ignore the...

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4 Unexpected Expenses for University Students–And How You Can Save On Them

With university tuition now ranging from S$28,000 to S$146,000+ total, attending college can be quite expensive. Beyond tuition fees, students also need to pay for books, room and board (if they opt to stay in a residential hall), daily meals, and for some, interest on an education loan. Costs go beyond the expected, however. To help incoming students better prepare for less-anticipated expenses, we’ve identified 4 such costs and ways to save on them. 1. Enjoying Air Conditioning in Your Room Singapore’s sweltering heat and harsh humidity make air conditioning almost a necessity for some. To enjoy air conditioning...

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Which Credit Cards & Savings Accounts Pair the Best?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Both rewards credit cards and savings accounts offer consumers great ways to save–whether by offsetting the next month’s statement or by actively putting money away for future use. When paired, these financial tools can become even more powerful. While there are several options available, we’ve identified the best combinations below. These pairings allow the average consumer to maximise both their interest rates and cashback earnings. UOB One Savings Account + UOB One Credit Card Not everyone is interested in complex...

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Pawnbroker Lending is on the Rise, Should You Really Consider a Pawnshop Loan?

Get the Best Personal Loans in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”personal-loans”,”title”:”Get the Best Personal Loans in Singapore”,”options”:[{“label”:”Personal Loans”,”url”:”https://www.valuechampion.sg/best-personal-loans-singapore”,”value”:”personal-loans”},{“label”:”Personal Loans for Bad Credit”,”url”:”https://www.valuechampion.sg/best-personal-loans-bad-credit-singapore”,”value”:”bad-credit”},{“label”:”Personal Loans for Foreigners”,”url”:”https://www.valuechampion.sg/best-personal-loans-foreigners-singapore”,”value”:”foreigners”},{“label”:”Debt Consolidation Plans”,”url”:”https://www.valuechampion.sg/best-debt-consolidation-loans”,”value”:”debt-consolidation-plans”},{“label”:”Balance Transfers”,”url”:”https://www.valuechampion.sg/best-balance-transfer-loans”,”value”:”balance-transfer”},{“label”:”Personal Line of Credit”,”url”:”https://www.valuechampion.sg/best-personal-line-credit”,”value”:”personal-line-of-credit”},{“label”:”Student Loans”,”url”:”https://www.valuechampion.sg/best-education-loan”,”value”:”student-loans”},{“label”:”Education Loan for Studying Overseas”,”url”:”https://www.valuechampion.sg/best-overseas-education-loan”,”value”:”education-loan-for-studying-overseas”},{“label”:”Renovation Loans”,”url”:”https://www.valuechampion.sg/best-renovation-loan”,”value”:”renovation-loans”}]} People borrow money for a number of reasons. For example, loans are helpful for financing the purchase of homes or cars, but also for large unexpected expenses such as medical procedures, honeymoons or even to repay other debt. Similarly, people can choose a wide range of borrowing options.While the total amount of pawnshop loans is down from its peak in 2012, there has been...

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Should You Get Your University-Bound Child a Supplementary Credit Card?

Get the Best Credit Cards in Singapore {“applyCallToAction”:”Learn More”,”defaultSelectedItem”:””,”description”:””,”formType”:”credit-cards”,”title”:”Get the Best Credit Cards in Singapore”,”options”:[{“label”:”Rewards”,”url”:”https://www.valuechampion.sg/best-rewards-credit-cards”,”value”:”rewards”},{“label”:”Cashback”,”url”:”https://www.valuechampion.sg/best-cashback-credit-cards”,”value”:”cashback”},{“label”:”Miles”,”url”:”https://www.valuechampion.sg/best-travel-credit-cards”,”value”:”miles”},{“label”:”Promotions”,”url”:”https://www.valuechampion.sg/best-credit-cards-promotion-and-bonus”,”value”:”promotions”},{“label”:”No Annual Fee”,”url”:”https://www.valuechampion.sg/best-no-fee-credit-cards”,”value”:”no-annual-fee”},{“label”:”Petrol”,”url”:”https://www.valuechampion.sg/best-petrol-credit-cards”,”value”:”petrol”},{“label”:”Overseas Spending”,”url”:”https://www.valuechampion.sg/best-credit-cards-overseas-spending”,”value”:”overseas-spending”},{“label”:”Grab Rides”,”url”:”https://www.valuechampion.sg/best-credit-cards-grab-rides”,”value”:”grab-rides”},{“label”:”Shopping”,”url”:”https://www.valuechampion.sg/best-shopping-credit-cards”,”value”:”shopping”},{“label”:”EZ-Link”,”url”:”https://www.valuechampion.sg/best-ez-reload-credit-cards”,”value”:”ez-link”},{“label”:”Student”,”url”:”https://www.valuechampion.sg/best-student-credit-cards”,”value”:”student”}]} Transitioning into university is a major life experience and comes with many new expenses (beyond tuition and education loan payments). While it may seem easier to manage your child’s spending personally, or to send them off with a student credit card, it can be far more rewarding–both for you and your child–to provide a supplementary credit card associated with your own primary account. Based on common 1st-year student expenses, we’ve identified some of the best credit cards available for such...

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3 Ways to Spice Up Long Distance Relationships Without Breaking the Bank

The advent of technology, coupled with overseas work and educational commitments have fueled an increase in long distance relationships (LDRs) around the globe. According to research shown in LDR expert Dr. Guldner’s “Long distance relationships: The Complete Guide”, its 60% success rate means that couples have to put extra effort into their LDRs in order for them to blossom. Join us as we discuss how to avoid LDR pitfalls and 3 affordable tricks you can utilize to spice up your relationship. Pitfalls of Long-Distance Relationships and How to Avoid Them A lack of physical intimacy, insecurity, loneliness and a...

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3 Supplements That Are, Surprisingly, Not a Waste of Money

Whether it’s vitamins, adaptogens, or herbs, we have all likely spent a significant amount of our money in the world of supplementation – all in the quest for better health. In fact, according to market research firm Euromonitor, Singaporean consumers spent S$490 million on vitamins and supplements in 2017 alone. But, this is also an industry chock full of false claims and hype marketing, where it can be challenging to find supplements that deliver on their promises. For those who are tired of wasting money on supplements, we’ve researched 3 supplements that actually have evidence-based merits. Collagen for Healthy...

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What Kind of Apartment Can You Get for S$2,500 Around the World?

For many individuals, renting a home offers many benefits compared to owning. First of all, renting is often cheaper in the short-term as it does not require a downpayment. Additionally, it provides added financial flexibility because individuals are not locked into a long-term commitment in the form of a mortgage. According to a recent report by Deutsche Bank, the average monthly rent for a 2-bedroom home in Singapore is about S$2,500. That made us wonder: how much does S$2,500 get renters across the world? What Type of Flats Are Available in Singapore for S$2,500? Example of condo listed for...

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