Author: WhatCard Blog

YouTrip/Revolut is no longer accepting GPMC for topup

@Glenn wrote: The stream of bad news surrounding GrabPay continues … In just the last week or so, we have heard and shared news about AXS being removed as a payment option, Amex Krisflyer cards no longer giving miles for GrabPay topup, and most recently an announcement of a major devaluation of the Grab Rewards program (article from the Milelion) Adding to this depressing obituary is the closure of what was probably our favourite GPMC strategy – the ability to topup your YouTrip with the GPMC, hence giving you an opportunity to get credit card rewards while topping up...

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Amex is excluding GrabPay topup from credit card rewards from March (except for Amex True Cashback)

@Glenn wrote: image.png1191×506 22.7 KB When Grab announced at the end of last year that it was launching a physical GrabPay MasterCard, it seems like that would mark the beginning of the end of the era of getting easy credit card rewards from various opportunities of using GrabPay to pay for daily expenses. Last week we had reported that GrabPay can no longer be used to pay for AXS bills, and this week more bad news arrived – Amex cards will no longer give rewards for GrabPay topup starting 1 March 2020. This change comes together with other updates...

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Does the MCO Visa Card live up to all its hype?

@Glenn wrote: image.jpg1029×602 105 KB The MCO card comes in the a number of different tiers to pick from, with a different colour each Among the newer, unconventional cards that are available for Singaporeans today (e.g. GrabPay Mastercard, YouTrip, and Transferwise card) the MCO Visa Card is probably still quite a bit less well-known, and yet we have also seen and heard quite a bit of interest about it, with its really impressive marketing of up to 5% cashback, 10% rebates on Airbnb & Expedia, and 100% cashback (you read that right) on Netflix on Spotify. The Travel Intern...

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3 questions you should have answered, before you start investing

@dexter.tiah wrote: From time to time, we get requests from friends and family on what they should invest in for them to be a step closer towards financial freedom (even though we spend most of our time thinking and writing about credit card rewards ). Our friends and family are sometimes skeptical of the recommendations from their financial advisors, as well as what they might have read online or heard from other friends, and wanted to hear our opinions. Before thinking about what to invest in, we would usually recommend that people first get a better understanding about why...

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AXS has quietly removed the GrabPay payment option

@Glenn wrote: In what is probably the final nail in the coffin for the AXS-GrabPay strategy that let you get up to 10% cashback on all your AXS bill payments, we found out today that AXS has finally removed the GrabPay option from the list of options that appear in the payment mode selection screen of the app. WhatsApp Image 2020-01-11 at 23.07.06.jpeg778×1600 65.4 KB Screenshot of the payment option page from the latest version of the AXS mobile app. The GrabPay option is no longer shown. For those of you who have been following this story, you will...

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3 CPF schemes young adults should know about

@GuestContributors wrote: This article is a guest contribution from our friends over at Investment Stab Image 1.jpg720×720 80.4 KB CPF, in short for Central Provident Fund, is a “social security system that enables working Singapore Citizens and Permanent Residents to set aside funds for retirement. It also addresses healthcare, homeownership, family protection and asset enhancement.”. Source: https://www.cpf.gov.sg/Members/AboutUs/about-us-info/cpf-overview This is quoted from the CPF website and as defined by CPF. While most people would think that CPF is only for old people, youngsters should definitely not neglect it. This is especially true due to the magic of compounding interest. So...

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WhatCard’s 2019 Card of the Year Award!

@dexter.tiah wrote: coty.jpg1495×1036 187 KB As we wrap up 2019, we decided to do a light-hearted touch on some of the major stories in Singapore’s credit card space to recognise the hard work done by others to launch new cards in Singapore as well as new optimization strategies. There are 6 awards for grabs, and after much deliberation between ourselves we are proud to present here the winners! 2019 Card Winner’s Podium #1 The Epic Fail Card Launch Award …and the winner is…the Standard Chartered X Card! The X Card had a memorable pre-launch, emerging mysteriously with just a...

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A workaround for paying bills with GrabPay Credits

@Glenn wrote: image.png1050×446 19.8 KB When AXS/Grab made a sudden change 4 days ago to stop accepting GrabPay and GPMC as valid payment methods for AXS bills it created a huge issue for many credit card users who had topped up their GrabPay credits in anticipation of upcoming bills – an especially big problem for UOB One card users who would have stored up credits to hit the minimum monthly spends in preparation for upcoming bills. We ourselves have been hit with this issue, and have been trying out over the past few days various different options to get...

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YouTrip, Transferwise, Revolut, DBS MCA – How do you choose a multi-currency wallet?

@Glenn wrote: image.png1193×506 21.7 KB Singapore is one of the most well-travelled countries globally, with Visa research showing that an average Singaporean traveller takes more than four leisure trips a year, compared to the global average of 2.5. While the numbers are huge, this is probably no surprise given that we are a tiny country surrounded by relatively lower cost travel destinations that make for great vacation getaways! Given this, Singaporeans often need to keep and transact in foreign currencies, whether that is by changing money at a moneychanger at The Arcade or simply swiping your credit cards while...

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AXS has (for now) stopped accepting GrabPay

@Glenn wrote: Those of you have been following this blog will know that we were one of the first to break the story back in August regarding the opportunity to get up to 10% cashback/3.2 MPD on all your regular bill payments by using the AXS mobile app and paying via GrabPay – if you are not aware of this you can check out the full article here However, as of today (16 Dec) we started getting reports and also personally tested out ourselves that the AXS mobile app is currently not accepting payments directly via Grab Pay anymore....

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Scam Alert: Don’t fall for these 5 financial scams!

@dexter.tiah wrote: Photo Credit: The picture is a photo of an advertisement from National Crime Prevention Council (NCPC), which is a non-profit organisation committed to promoting public awareness and concern about crime and to propagate the concept of self-help in crime prevention, and set-up ScamAlert.sg to serve that purpose. More information about them is available here. Note: This is not a sponsored post Introduction With the advancement of technology, it gets easier and more convenient to do a whole host of transactions, from fund transfers to mobile payments. However, it also makes it increasingly easier to get scammed too....

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11/12 Flash Sale: Additional $500 Lazada vouchers if you are first 100 applicants who can spend $1200 in next 3 months

@dexter.tiah wrote: Picture2.jpg1576×900 311 KB Click here to apply for Citi Lazada Credit Card with our referral link Citi Lazada Credit Card Key Features: Annual Fee: $192.60/year, first year waived Miles earn rate: 4mpd on Lazada; 2mpd on dining, travel, entertainment, commute Sign up bonus: $150 Lazada Vouchers Limited time promotion: Additional $500 Lazada Vouchers today; 4.8mpd from now till 29th Feb 2020 Minimum age: 21 Minimum income: $30,000 Why We Love the Citi Lazada Credit Card #1 High miles earn rate for Lazada and welcome bonuses The current miles earn promotion is 4.8mpd; which is the highest in...

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Here is how to get 10% off your insurance premiums

@dexter.tiah wrote: As we approach the final month of 2019, we come to the dreaded season of parting with our money in order to pay our insurance premiums, which can amount to several thousands of dollars Thankfully, due to the partnership between Grab and AXS, we are now able to get 10% off our AXS bill payments, which include insurance payments as well! Here’s a 3 step summary on how you can do it: Apply for the UOB One Card through our affiliate links Use UOB One Card to top-up $2000 to Grabpay Use Grabpay to pay for insurance...

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WhatCard’s list of best credit card sign up promotions

@Glenn wrote: image.png1195×506 21.7 KB (Last updated on 11 December) To help you get the best deals for any card you may be thinking of applying for, we have consolidated the best credit card sign up promotions, and only show you those that are worth considering – typically anything that gives at least $100 cash or more on sign up (or equivalents such as cash credit, miles, vouchers, free luggage) We have divided the promos into two main categories: Promotions that do not have spending requirements – just apply and get an easy cash bonus, unfortunately the best promos...

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Get $200 in cash when applying for a Citibank card. New-to-bank customers only

@Glenn wrote: Last Updated on 8 January to reflect the latest Citibank $200 New-to-bank promotion image.jpg899×592 161 KB New to Citibank credit cards? Sign up for any of these three cards and get extra $200 cash reward via PayNow. All cards have first year annual fee waived and no spend required for the bonus cash reward Citi PremierMiles Card Citi Cashback Credit Card Citi Rewards Visa Card Those who are not currently holding any Citibank credit card have a great opportunity to get an easy $200 cash reward (direct to your bank account via PayNow) if you apply and...

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