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POSB HDB Loan @ 2.5%

POSB HDB Loan @ 2.5%

So when I got my HDB couple of years back, we took the POSB HDB Loan instead of the HDB Loan. The interest rate for this POSB Loan is some mix of short term and long term fixed deposits + a fixed percentage. The best part of this loan is that it is maxed at 2.5% for 8...

Is SPH REIT Worth Investing In?

Is SPH REIT Worth Investing In?

Listed on 24 July 2013, SPH REIT owns and derives income from two retail malls namely Paragon and The Clementi Mall. Lately, it has acquired The Rail Mall, an established retail strip located along Upper Bukit Timah Road. Combined, it has portfolio of a net lettable...

Are You On Team Cashback This CNY?

Are You On Team Cashback This CNY?

This Chinese New Year, SingSaver is launching its BIGGEST credit card promotion campaign ever. It is a campaign that truly divides loyalties as the battle lines have clearly been drawn. SingSaver is pitching Cashback credit cards against Air Miles credit cards. The...

Health is a form of wealth

Health is a form of wealth

The turn of the new year brought a reminder in our pursuit of financial freedom – health is ultimately the most important wealth. No amount of scrimping, saving and income can replace your health. You may be wealthy financially, but if you do not have a healthy...

Market Trends (Dead Cat Bounce?)

Market Trends (Dead Cat Bounce?)

Market Trends (7th Jan 2018) The markets have been on a tear and are currently on a great recovery since our last write up. The Dow Jones Index correction have actually reached my target of a 20% fall from the peak (Low of 21450) which I have predicted in this write...

Expense update 31 Dec 2018

Expense update 31 Dec 2018

OK so here's a look at Dec 2018's expenses... And I'll compare it against Mar 2018 expenses cos that's the first time I started really tracking my expenses more diligently. It's pretty cool that the main basic expenses, food and transport, has remained mainly...

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