The professionalism have to be in place though the points below are more sales based. The reality in life is that this business is largely on Sales and knowing where to find people who appreciate our expertises.

I leave my fate to the almighty till 30th June but had somehow accepted that I will get a paycut from 1st July if that is his will. I think I can only look forward to my new banding year positively and aims to hit my sales figures next year. I hope any advisers who wants to be a good and honest will be encouraged by what I wrote below and strive to be better in the year ahead…

Habit 1 – Always be positive
* Your client reflect you, if you smile, so will yr client
* Magnify the good, justify and combat the bad
* use client relationship management programs
* Focus on the good things, everyday is a good day, ...