There's a lot of talk about using the standard chartered bank trading platform to do averaging down. The reason is because the platform offers a very cheap way to buy small lots without the penalizing minimum trading fees, which is usually $25 ++ minimum. What's averaging down actually? It's just a way to reduce the emotional part of investing by buying at suitable time interval using a fixed cost, regardless of the price. By doing that (you can do the math), when the prices are low, you'll end up with more shares and when the prices are high, you'll get lesser. Averaging out, you'll get a lower price, which is the whole point of doing dollar cost averaging. I assume that those who are doing dollar cost averaging are those that do not have an interest in the market, hence buying a blue chip counter (generally, these people will get index instead ......