I was amused reading through the comments following an article of a Million Dollar Round Table (MDRT) agent processing a insurance claim of $20k for the death of the breadwinner of a family of 3. The article added that she was even proud to deliver the $20k cheque and boasted about the prompt claim process.

The comments included:
- "$20k where got enough?"
- "If proper Fact Find is done, this would not have happened."
- "Difference in commission results in whole life sold instead of term insurance"
- "Who can achieve MDRT by selling term insurance only?"

Seems third parties hiding behind computer screens gives one the power to judge others actions when they could be doing the same thing.

The amount of $20k being sufficient or not, can only be determined with a proper fact find. Perhaps the family had a huge inheritance or has ......