Upgrade Medishield for elderly?
By Tan Kin Lian  •  November 5, 2011
Hi Mr Tan Kin Lian ,
I hope you can advise me on this Medishield upgrade . Presently my wife and i are both 59 years and on basic 
Medishield . I am wondering whether it is better to upgrade and even buy riders to cover the deductibles and co-insurance .  I am thinking not so much about a better bed in the hospital but whether the present basic Medishield is adequate enough to cover major illnesses . Another worry is the annual limit to medical claims for basic Medishield  and  also riders are paid in cash...
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By Tan Kin Lian
Mr Tan Kin Lian (fomer NTUC Income CEO) started his insurance career in 1966 in a local life insurance company. He has also worked in various positions as a computer programmer, organisation and methods officer and consulting actuary. Mr Tan writes daily in his blog. The information in his blog is transparent and has an open approach.

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