The initial article, Comments on the UOB 50 Year Loan, has attracted a quite a number of comments due to its to controversial nature. I am expressing my opinion as an experienced investor having taken more than 10 property loans for my property investments. I have taken loans ranging in tenor between 20 and 40 years, so I am sharing my experience. If you do not agree with me by the end of this article, its ok as there is no right or wrong here. The usefulness of such a long tenor loan is subjective and vary from individual to individual. So I would like to address some of the comments, particularly from B, k, Robin. Goal of Property Investment When I started my property investment journey, it was a long term goal to build up my assets. The idea was for the tenant to pay for my loan ......