As we are heading towards the end of 1st quarter for 2013, we ask ourselves what have we done or what have we not done this year. If you have not started on working towards your goals which you have set for yourself, you would want to start right away as the clock is ticking. I know time seems to fly so quickly and as we stand before it is already almost a quarter of the year gone now.

For myself, the 2nd quarter of the year will prove to be a vital inflection point towards achieving my goals, both in terms of personal and towards my path to financial freedom. The month of April to July in particular will set the path for the next couple of years to determine where I go from here. I certainly hope it brings out the best for me.

April - The month of April will give a huge injection to my ...