Know anyone who stayed 100% in cash? "For the individual, staying in cash has proven to be painful even if he is spared market volatility. Thanks to inflation, $1 million in 2008 would have shrunk to $854,000 in 2013." Patrick Brenner, Schroder. Staying 100% in cash today is still a bad idea. Inflation is not going to let up and this is something I blog about quite a bit. See: Inflation is not going away. If you are a squirrel and save a lot, good for you but don't stop there. See: Double whammy. So, what do we have to do to protect our wealth from being eroded by inflation? Quite simply, invest for returns higher than the inflation rate. Don't dump money into bonds. See: Beating the Street with value deals. Don't dump money into fancy (and misleading) products. See: Inflation adjusted retirement income plan. Saving money is ......