The Overflow System
By Retire Early - Retire Happy - Retire Rich In Singapore  •  August 12, 2013
Everyone has different ways to save money. Some segregate it by the amount needed while some segregate it by the differing levels of priorities. Whichever your case or reason for saving is, we all have to admit that having that savings is important. Save to invest, save to buy something nice, save to go on a holiday or saving for retirement. Everything starts with putting aside that 1st dollar. I do not know what methods you use but here is what I do.

Firstly, I come up with a list of all the things that I would require the money for - just for stuff with larger monetary outlay. For example :

Annual fixed expenses - For insurance, road tax and stuff like that.
Emergency funds - For unexpected expenses like hospital bills, home repairs or unexpected loss of cashflow.
Large Scale Holidays - For example, I want to ......
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By Retire Early - Retire Happy - Retire Rich In Singapore
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