Unfortunately, the simulation is only of the income and expense portion. Work continues. What I hope to achieve is to determine whether my passive and portfolio income will be able to support my current lifestyle. Work related expenses will not be taken into consideration. Moreover, this would only serve as a rough guide for me.

The expenses I would have to pay would be my half of our shared expense,half of our shared wants, my personal needs and my personal wants. All active income will be purely put towards investing and saving purposes.

Given my lack of need to spend, I am quite confident that I would be able to achieve this. That's not to say that it would be easy as my passive income is still not where I would want it to be to achieve a real early retirement. Travel would be my number one expense in the ......