Jonathan Kwok caused quite a bit of a stir in the personal finance world half a year back. Basically, he wrote an article illustrating how an average 30 year old could amass $100,000 before turning 30. Apparently, most “average” young adults were not convinced. But if he had written it 8 years earlier, I am pretty sure I would be one of those youths who would enthusiastically aspire to that goal.

Why am I so sure? And it’s not because that Mrs 15HWW and I have more or less reach the target before 28. Instead, my personal finance journey started with a $100,000 challenge, one which I read about almost 8 years ago. It was a challenge set by Christopher Ng Wai Chung in his book “Growing Your Tree of Prosperity.” I am actually quite surprised that there’s few reviews of his book around since I really appreciate his (Read more...)